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Euronet Worldwide (EEFT) Q3 2026 earnings results (third quarter 2026)

10-Q filed Nov 4, 2026

Euronet Worldwide (EEFT) reported revenue of $1.2B for the third quarter 2026 (Q3 2026), +1% from a year earlier and +5% from the quarter before. Operating margin was 14.8%, net earnings $114M (9.8% of revenue).

Revenue$1.2B
Year over year+1%
Quarter over quarter+5%
Operating margin14.8%
Net earnings$114M

Euronet Worldwide, Q3 2026: revenue $1.2B (+1% year over year), operating margin 14.8%, net earnings $114M, operating cash flow $226M. The chart follows the revenue to costs, profit and cash.

Q3 2026AmountQ/QY/Y
Revenue$1.2B+5%+1%
Operating profit$172M+25%-12%
Net earnings$114M+47%-7%
Operating cash flow$226M+53%+15%
Free cash flow$199M+78%+24%

What changed

Revenue was $1.2B in Q3 2026, up 1% year over year and up 5% from the previous quarter.

Operating profit was $0.17B, a 14.8% margin (down 2.2 points year over year). Operating profit fell $0.02B even though revenue rose $0.02B versus Q3 2025, so costs grew faster than sales. Total costs grew 4% against revenue growth of 1%. The fastest-growing cost line was SG&A (+17%). Net earnings were $0.11B, down 7% year over year. The effective tax rate was 28.7%.

Operating cash flow was $0.23B (up 15% year over year), 199% of net earnings. Non-cash charges added back $0.04B of depreciation and amortization and $0.02B of share-based compensation. Working capital and other items added $0.06B. Capital expenditures of $0.03B left free cash flow of $0.20B.

Questions

What was Euronet Worldwide's revenue in the third quarter 2026?

Euronet Worldwide (EEFT) reported revenue of $1.2B for the third quarter 2026 (Q3 2026), +1% from a year earlier and +5% from the quarter before.

Was Euronet Worldwide profitable in the third quarter 2026?

Operating profit was $172M (14.8% of revenue) and net earnings $114M.

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Source: Euronet Worldwide 10-Q on SEC EDGAR.