Filing Flows › Essent Group (ESNT) › How it makes money
How Essent Group (ESNT) makes money
Essent Group (ESNT) made $374M of revenue in the third quarter 2026 (Q3 2026), +20% from a year earlier. Of every dollar of revenue, 53¢ was left as operating profit, 44¢ was left as net earnings.
Drawing the Sankey…
Where each dollar of revenue goes
| Line | Q3 2026 | % of revenue |
|---|---|---|
| Revenue | $374M | 100.0% |
| Operating profit | $199M | 53.2% |
| Income tax | $35.7M | 9.5% |
| Net earnings | $163M | 43.7% |
| Operating cash flow | $239M | 63.9% |
| Free cash flow | $238M | 63.6% |
Revenue, quarter by quarter
| Quarter | Revenue | Y/Y |
|---|---|---|
| Q3 2026 | $374M | +20% |
| Q2 2026 | $363M | +14% |
| Q1 2026 | $336M | +6% |
| Q4 2025 | $312M | -0.8% |
| Q3 2025 | $312M | -2% |
| Q2 2025 | $319M | +2% |
| Q1 2025 | $318M | +6% |
From Essent Group's 10-Q filed Nov 6, 2026 (on EDGAR).
Questions
How does Essent Group make money?
Essent Group (ESNT) made $374M of revenue in the third quarter 2026 (Q3 2026), +20% from a year earlier. Of every dollar of revenue, 53¢ was left as operating profit, 44¢ was left as net earnings.
What is Essent Group's profit margin?
Net earnings were $163M, 43.7% of revenue, in the third quarter 2026; the operating margin was 53.2%.
Updated Nov 8, 2026. Read automatically from SEC filings and public data; errors are possible. Not investment advice.