Filing Flows

Filing Flows › Companies › EverQuote › Cash flow

EverQuote cash flow, quarter by quarter

Latest: Q3 2026 · from the cash-flow statements filed with the SEC

Free cash flow$38.7M in Q3 2026 · $115M over twelve months

Operating cash flow$40.5M
Capital spending−$1.8M
Free cash flow+$38.7M
Cash / net income2.2×
Cash conversion cycle-1495 days

Analysis

In Q3 2026, EverQuote generated $40.5M of operating cash flow and spent $1.8M on capital projects, leaving free cash flow of $38.7M. That is $20.2M more than in Q3 2025 ($18.5M).

Over the twelve months to Sep 30, 2026, operating cash flow was $121M; the largest uses were buybacks ($29.0M), capital spending ($6.1M), taxes on employees’ shares ($3.8M); besides operations, cash came from shares issued ($2.0M); the cash balance rose by $83.3M.

Operating cash flow was $40.5M against net income of $18.2M — 2.2× profit, cash ran ahead of reported earnings. The largest differences: payables +$13.4M, stock-based pay +$6.6M, deferred taxes +$4.9M.

Its cash conversion cycle was -1495 days (receivables 33 + inventory 0 − payables 1528): suppliers fund its working capital.

Free cash flow

EverQuote: free cash flow by quarterEverQuote: free cash flow by quarter$19.1MQ4 2024$22.2MQ1 2025$23.8MQ2 2025$18.5MQ3 2025$25.8MQ4 2025$28.1MQ1 2026$22.8MQ2 2026$38.7MQ3 2026
Operating cash flow less capital spending.
EverQuote: operating cash flow against capital spendingEverQuote: operating cash flow against capital spendingOperating cash flowCapital spending$20.1M$1.0MQ4 2024$23.3M$1.1MQ1 2025$25.3M$1.5MQ2 2025$19.8M$1.3MQ3 2025$27.0M$1.2MQ4 2025$29.6M$1.5MQ1 2026$24.3M$1.6MQ2 2026$40.5M$1.8MQ3 2026
Latest (Q3 2026): Operating cash flow $40.5M, Capital spending $1.8M.

Capital allocation, year by year

EverQuote: where the cash came from (up) and went (down), by fiscal yearEverQuote: where the cash came from (up) and went (down), by fiscal yearOperating cash flowShares issuedAsset salesCapital spendingAcquisitionsBuybacksFY2021: Operating cash flow $7.2MFY2021: Shares issued $3.6MFY2021: Capital spending −$2.9MFY2021: Acquisitions −$16.0M$10.8MFY2021FY2022: Operating cash flow −$15.8MFY2022: Shares issued $942KFY2022: Capital spending −$4.3M$942KFY2022FY2023: Operating cash flow −$2.8MFY2023: Shares issued $979KFY2023: Asset sales $13.2MFY2023: Capital spending −$3.8M$14.2MFY2023FY2024: Operating cash flow $66.6MFY2024: Shares issued $3.6MFY2024: Capital spending −$4.1M$70.1MFY2024FY2025: Operating cash flow $95.4MFY2025: Shares issued $3.9MFY2025: Capital spending −$5.1MFY2025: Buybacks −$21.0M$99.3MFY2025
Over these 5 years operating cash flow totalled $151M; the largest uses were buybacks ($21.0M) and capital spending ($20.2M). Cash-flow statements as filed.

Cash runway and the debt wall

Cash & investments$229M
Debtnone
Net cash$229M

EverQuote funds itself: free cash flow was $115M over the last twelve months, with $229M of cash and investments and no debt on the balance sheet.

Where the cash came from and went

EverQuote: sources (+) and uses (−) of cash, Q3 2026EverQuote: sources (+) and uses (−) of cash, Q3 2026Operating cash flow$40.5MCash drawn (+) / kept (−)−$36.8MCapital spending−$1.8MOther investing−$1.2MTaxes on employees’ shares−$1.2MShares issued$525KExchange rates−$4K
EverQuote: sources (+) and uses (−) of cash, TTM to Q3 2026EverQuote: sources (+) and uses (−) of cash, TTM to Q3 2026Operating cash flow$121MCash drawn (+) / kept (−)−$83.3MBuybacks−$29.0MCapital spending−$6.1MTaxes on employees’ shares−$3.8MShares issued$2.0MOther investing−$1.2MExchange rates−$2K

From profit to cash

EverQuote: net income to operating cash flow, Q3 2026EverQuote: net income to operating cash flow, Q3 2026Net income$18.2MDepreciation & amortization$988KStock-based pay$6.6MDeferred taxes$4.9MReceivables−$3.9MPayables$13.4MAccrued liabilities$617KDeferred revenue−$15KPrepaid and other assets−$225KOperating cash flow$40.5M
Non-cash charges are added back; money tied up in receivables or inventory is subtracted.
QuarterReceivable daysInventory daysPayable daysCash conversion cycle
Q3 202633—1528-1495
Q2 202634—1446-1411
Q1 202635—1531-1496
Q4 202534—1500-1466
Q3 202533—1239-1207
Q2 202534—1093-1059
Q1 202533—981-948
Q4 202434—908-874

Every quarter

QuarterOperating cash flowCapital spendingBuybacksShares issuedCash drawn (+) / kept (−)Free cash flow
Q3 2026$40.5M−$1.8M—$525K−$36.8M$38.7M
Q2 2026$24.3M−$1.6M−$9.1M$922K−$13.8M$22.8M
Q1 2026$29.6M−$1.5M−$19.9M$63K−$7.1M$28.1M
Q4 2025$27.0M−$1.2M—$537K−$25.6M$25.8M
Q3 2025$19.8M−$1.3M—$1.1M$2.4M$18.5M
Q2 2025$25.3M−$1.5M—$373K−$23.2M$23.8M
Q1 2025$23.3M−$1.1M—$2.0M−$22.9M$22.2M
Q4 2024$20.1M−$1.0M—$651K−$19.3M$19.1M

EverQuote: income statement and cash flow

EverQuote, Q3 2026: revenue $218M (+25% year over year), operating margin 11.0%. The chart follows the revenue to costs, profit and cash.

EverQuote: every quarter, Q/Q and Y/Y → Open in the app

Read automatically from the company’s XBRL cash-flow statements; quarterly figures for the fourth quarter are the year less the first three. Errors are possible. Not investment advice.