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Evertec (EVTC) guidance and outlook
Evertec (EVTC) raised some and lowered other parts of its guidance on Nov 3, 2026: Revenue $1.1B for FY2026; Revenue +16.7% to +17.6% for FY2026; EPS $4.00–$4.08 for FY2026; EPS +10.5% to +12.7% for FY2026. Evertec's 10-Q filed Nov 4, 2026 makes 7 forward-looking statements.
Guidance and outlook
Latest guidance
| Metric | Period | Range | Change |
|---|---|---|---|
| Revenue | FY2026 | $1.1B | reaffirmed |
| Revenue | FY2026 | +16.7% to +17.6% | raised |
| EPS | FY2026 | $4.00–$4.08 | raised |
| EPS | FY2026 | +10.5% to +12.7% | raised |
| EBITDA margin | FY2026 | 39.5% | reaffirmed |
| Capital expenditures | FY2026 | $95.0M | raised |
| Tax rate | FY2026 | 10%–11% | lowered |
| Revenue | FY2026 | $1.1B | new |
| EPS | FY2026 | $1.66–$1.74 | raised |
| Tax rate | FY2026 | 10%–11% | lowered |
From the earnings release filed Nov 3, 2026 (8-K on EDGAR).
Forward-looking statements, 10-Q filed Nov 4, 2026
- We believe this capability provides several competitive advantages that will enable us to continue to penetrate our existing customer base with complementary new services, gain new customers, develop new sales channels, and enter new markets.
- We continue to believe that the penetration of electronic payments in the markets in which we operate is significantly lower relative to the U.S. market, which, together with the ongoing shift from cash and paper methods of payment to electronic payments will continue to generate growth opportunities for our business.
- We believe that the unbanked and underbanked population in our markets will continue to shrink, and therefore drive incremental penetration and growth of electronic payments in Puerto Rico and other Latin America regions.
- We believe that the ongoing shift to digital payments will continue to generate substantial growth opportunities for our business.
- We intend to reinvest these funds outside of Puerto Rico, and based on our liquidity forecast, we will not need to repatriate this cash to fund the Puerto Rico operations or to meet debt-service obligations.
- Based on our current level of operations, we believe our existing cash flows from operations and the available secured Revolving Facility will be adequate to meet our liquidity needs for at least the next twelve months from the date of this Report.
- Based on expected SOFR rates, the Company expects to reclassify gains of $3.5 million from accumulated other comprehensive loss into interest expense over the next 12 months.
Evertec's latest quarter
Evertec, Q3 2026: revenue $283M (+24% year over year), operating margin 17.9%, net earnings $29.9M, operating cash flow $85.6M. The chart follows the revenue to costs, profit and cash.
Questions
Did Evertec raise or lower its guidance?
Evertec (EVTC) raised some and lowered other parts of its guidance on Nov 3, 2026: Revenue $1.1B for FY2026; Revenue +16.7% to +17.6% for FY2026; EPS $4.00–$4.08 for FY2026; EPS +10.5% to +12.7% for FY2026.
What does Evertec expect?
We believe this capability provides several competitive advantages that will enable us to continue to penetrate our existing customer base with complementary new services, gain new customers, develop new sales channels, and enter new markets. We continue to believe that the penetration of electronic payments in the markets in which we operate is significantly lower relative to the U.S. market, which, together with the ongoing shift from cash and paper methods of payment to electronic payments will continue to generate growth opportunities for our business. We believe that the unbanked and unde
Updated Nov 8, 2026. Read automatically from SEC filings and public data; errors are possible. Not investment advice.