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How Evertec (EVTC) makes money
Evertec (EVTC) made $283M of revenue in the third quarter 2026 (Q3 2026), +24% from a year earlier. Latin America Payments and Solutions brought in $134M (47%); Business Solutions brought in $58.6M (21%); Merchant Acquiring, net brought in $51.0M (18%). Of every dollar of revenue, 18¢ was left as operating profit, 11¢ was left as net earnings.
Drawing the Sankey…
Revenue by segment, Q3 2026
| Segment | Revenue | Share | Q/Q | Y/Y |
|---|---|---|---|---|
| Latin America Payments and Solutions | $134M | 47.5% | +9% | +61% |
| Business Solutions | $58.6M | 20.7% | -0.4% | -5% |
| Merchant Acquiring, net | $51.0M | 18.0% | -2% | +9% |
| Payment Services - Puerto Rico & Caribbean | $39.1M | 13.8% | -4% | +6% |
Where each dollar of revenue goes
| Line | Q3 2026 | % of revenue |
|---|---|---|
| Revenue | $283M | 100.0% |
| Operating profit | $50.6M | 17.9% |
| Income tax | $3.5M | 1.3% |
| Net earnings | $29.9M | 10.6% |
| Operating cash flow | $85.6M | 30.2% |
| Free cash flow | $79.2M | 28.0% |
Revenue, quarter by quarter
| Quarter | Revenue | Y/Y |
|---|---|---|
| Q3 2026 | $283M | +24% |
| Q2 2026 | $275M | +20% |
| Q1 2026 | $248M | +8% |
| Q4 2025 | $245M | +13% |
| Q3 2025 | $229M | +8% |
| Q2 2025 | $230M | +8% |
| Q1 2025 | $229M | +11% |
From Evertec's 10-Q filed Nov 4, 2026 (on EDGAR).
Questions
How does Evertec make money?
Evertec (EVTC) made $283M of revenue in the third quarter 2026 (Q3 2026), +24% from a year earlier. Latin America Payments and Solutions brought in $134M (47%); Business Solutions brought in $58.6M (21%); Merchant Acquiring, net brought in $51.0M (18%). Of every dollar of revenue, 18¢ was left as operating profit, 11¢ was left as net earnings.
What is Evertec's biggest business?
Latin America Payments and Solutions: $134M in the third quarter 2026, 47% of revenue, +61% from a year earlier.
What is Evertec's profit margin?
Net earnings were $29.9M, 10.6% of revenue, in the third quarter 2026; the operating margin was 17.9%.
Updated Nov 8, 2026. Read automatically from SEC filings and public data; errors are possible. Not investment advice.