Filing Flows › Evertec (EVTC) › Q3 2026 › vs Q2 2026
Evertec (EVTC) Q3 2026 vs Q2 2026 (quarter over quarter)
Evertec's revenue rose $8.2M (+3%) from $275M in Q2 2026 to $283M in Q3 2026. The biggest changes: Latin America Payments and Solutions +$11.4M (+9%); Payment Services - Puerto Rico & Caribbean −$1.7M (-4%); Merchant Acquiring, net −$1.3M (-2%). Operating margin 17.9% against 19.4% (-1.5 pts).
Evertec, Q3 2026: revenue $283M (+24% year over year), operating margin 17.9%, net earnings $29.9M, operating cash flow $85.6M. The chart draws each line against Q2 2026, the increases inside each band.
Margins
| Q3 2026 | Q2 2026 | Change | |
|---|---|---|---|
| Operating margin | 17.9% | 19.4% | -1.5 pts |
| Net margin | 10.6% | 2.0% | +8.6 pts |
| Free cash flow margin | 28.0% | 19.9% | +8.1 pts |
Every line
| Line | Q3 2026 | Q2 2026 | Change | % |
|---|---|---|---|---|
| Latin America Payments and Solutions | $134M | $123M | $11.4M | +9% |
| Business Solutions | $58.6M | $58.8M | −$255K | -0.4% |
| Merchant Acquiring, net | $51.0M | $52.3M | −$1.3M | -2% |
| Payment Services - Puerto Rico & Caribbean | $39.1M | $40.7M | −$1.7M | -4% |
| Revenue | $283M | $275M | $8.2M | +3% |
| Operating profit | $50.6M | $53.3M | −$2.6M | -5% |
| Costs & expenses | $232M | $222M | $10.8M | +5% |
| Pre-tax earnings | $35.1M | $27.2M | $7.9M | +29% |
| Other expense, net | $15.6M | $26.1M | −$10.6M | -40% |
| SG&A | $57.7M | $57.3M | $404K | +0.7% |
| Other operating costs | $175M | $164M | $10.4M | +6% |
| Net earnings | $29.9M | $5.4M | $24.5M | +453% |
| Minority interests | $1.6M | $1.5M | $169K | +11% |
| Income tax | $3.5M | $20.3M | −$16.7M | -82% |
| Depreciation & amortization | $6.2M | $6.1M | $100K | +2% |
| Share-based compensation | $8.3M | $8.2M | $97K | +1% |
| Working capital & other | $41.2M | $39.8M | $1.5M | +4% |
| Operating cash flow | $85.6M | $59.5M | $26.1M | +44% |
| Free cash flow (OCF − capex) | $79.2M | $54.6M | $24.7M | +45% |
| Capital expenditures | $6.4M | $4.9M | $1.5M | +30% |
Questions
How much did Evertec's revenue grow quarter over quarter in Q3 2026?
Evertec's revenue rose $8.2M (+3%) from $275M in Q2 2026 to $283M in Q3 2026.
What drove Evertec's revenue change in Q3 2026?
Latin America Payments and Solutions +$11.4M (+9%); Payment Services - Puerto Rico & Caribbean −$1.7M (-4%); Merchant Acquiring, net −$1.3M (-2%).