Filing Flows › Evertec (EVTC) › Q3 2026
Evertec (EVTC) Q3 2026 earnings results (third quarter 2026)
10-Q filed Nov 4, 2026
Evertec (EVTC) reported revenue of $283M for the third quarter 2026 (Q3 2026), +24% from a year earlier and +3% from the quarter before. Operating margin was 17.9%, net earnings $29.9M (10.6% of revenue).
Evertec, Q3 2026: revenue $283M (+24% year over year), operating margin 17.9%, net earnings $29.9M, operating cash flow $85.6M. The chart follows the revenue to costs, profit and cash.
| Q3 2026 | Amount | Q/Q | Y/Y |
|---|---|---|---|
| Revenue | $283M | +3% | +24% |
| Operating profit | $50.6M | -5% | +34% |
| Net earnings | $29.9M | +453% | -9% |
| Operating cash flow | $85.6M | +44% | +21% |
| Free cash flow | $79.2M | +45% | +21% |
What changed
Revenue was $283.0M in Q3 2026, up 24% year over year and up 3% from the previous quarter. Latin America Payments and Solutions was the largest line at 47% of revenue. Latin America Payments and Solutions added $50.9M year over year (up 61%), 94% of the total change. Business Solutions declined 5%.
Operating profit was $50.6M, a 17.9% margin (up 1.4 points year over year). Of the extra revenue versus Q3 2025, 24% reached operating profit, above the 17% margin then. Total costs grew 22% against revenue growth of 24%. The fastest-growing cost line was SG&A (+53%). Net earnings were $29.9M, down 9% year over year. The effective tax rate was 10.1%.
Operating cash flow was $85.6M (up 21% year over year), 272% of net income including minority interests. Non-cash charges added back $6.2M of depreciation and amortization and $8.3M of share-based compensation. Working capital and other items added $39.6M. Capital expenditures of $6.4M left free cash flow of $79.2M.
Questions
What was Evertec's revenue in the third quarter 2026?
Evertec (EVTC) reported revenue of $283M for the third quarter 2026 (Q3 2026), +24% from a year earlier and +3% from the quarter before.
Was Evertec profitable in the third quarter 2026?
Operating profit was $50.6M (17.9% of revenue) and net earnings $29.9M.
Source: Evertec 10-Q on SEC EDGAR.