Filing Flows › Evertec (EVTC) › Q3 2026 › vs Q3 2025
Evertec (EVTC) Q3 2026 vs Q3 2025 (year over year)
Evertec's revenue rose $54.4M (+24%) from $229M in Q3 2025 to $283M in Q3 2026. The biggest changes: Latin America Payments and Solutions +$50.9M (+61%); Merchant Acquiring, net +$4.3M (+9%); Business Solutions −$3.1M (-5%). Operating margin 17.9% against 16.5% (+1.4 pts).
Evertec, Q3 2026: revenue $283M (+24% year over year), operating margin 17.9%, net earnings $29.9M, operating cash flow $85.6M. The chart draws each line against Q3 2025, the increases inside each band.
Margins
| Q3 2026 | Q3 2025 | Change | |
|---|---|---|---|
| Operating margin | 17.9% | 16.5% | +1.4 pts |
| Net margin | 10.6% | 14.4% | -3.8 pts |
| Free cash flow margin | 28.0% | 28.5% | -0.6 pts |
Every line
| Line | Q3 2026 | Q3 2025 | Change | % |
|---|---|---|---|---|
| Latin America Payments and Solutions | $134M | $83.4M | $50.9M | +61% |
| Business Solutions | $58.6M | $61.7M | −$3.1M | -5% |
| Merchant Acquiring, net | $51.0M | $46.8M | $4.3M | +9% |
| Payment Services - Puerto Rico & Caribbean | $39.1M | $36.7M | $2.3M | +6% |
| Revenue | $283M | $229M | $54.4M | +24% |
| Operating profit | $50.6M | $37.7M | $12.9M | +34% |
| Costs & expenses | $232M | $191M | $41.5M | +22% |
| Pre-tax earnings | $35.1M | $33.4M | $1.6M | +5% |
| Other expense, net | $15.6M | $4.3M | $11.3M | +262% |
| SG&A | $57.7M | $37.7M | $20.0M | +53% |
| Other operating costs | $175M | $153M | $21.5M | +14% |
| Net earnings | $29.9M | $32.9M | −$3.0M | -9% |
| Minority interests | $1.6M | $599K | $1.0M | +174% |
| Income tax | $3.5M | −$31K | $3.6M | — |
| Depreciation & amortization | $6.2M | $5.5M | $700K | +13% |
| Share-based compensation | $8.3M | $7.6M | $632K | +8% |
| Working capital & other | $41.2M | $24.9M | $16.4M | +66% |
| Operating cash flow | $85.6M | $70.9M | $14.7M | +21% |
| Free cash flow (OCF − capex) | $79.2M | $65.3M | $14.0M | +21% |
| Capital expenditures | $6.4M | $5.6M | $757K | +13% |
Questions
How much did Evertec's revenue grow year over year in Q3 2026?
Evertec's revenue rose $54.4M (+24%) from $229M in Q3 2025 to $283M in Q3 2026.
What drove Evertec's revenue change in Q3 2026?
Latin America Payments and Solutions +$50.9M (+61%); Merchant Acquiring, net +$4.3M (+9%); Business Solutions −$3.1M (-5%).