Filing Flows › FB Bancorp (FBLA) › Q2 2025
FB Bancorp (FBLA) Q2 2025 earnings results (second quarter 2025)
10-Q filed Aug 14, 2025
FB Bancorp (FBLA) reported revenue of $18.1M for the second quarter 2025 (Q2 2025), -0.5% from a year earlier and +5% from the quarter before. Operating margin was 6.1%, net earnings $879K (4.9% of revenue).
FB Bancorp, Q2 2025: revenue $18.1M (-0.5% year over year), operating margin 6.1%, net earnings $879K, operating cash flow −$1.5M. The chart follows the revenue to costs, profit and cash.
| Q2 2025 | Amount | Q/Q | Y/Y |
|---|---|---|---|
| Revenue | $18.1M | +5% | -0.5% |
| Operating profit | $1.1M | +25% | +0.5% |
| Net earnings | $879K | +25% | +4% |
| Operating cash flow | −$1.5M | -122% | — |
What changed
Revenue was $18.1M in Q2 2025, roughly flat year over year and up 5% from the previous quarter.
Operating profit was $1.1M, a 6.1% margin (up 0.1 points year over year). Total costs fell 1% while revenue was flat. Net earnings were $879K, up 4% year over year. The effective tax rate was 19.9%.
Operating cash flow was −$1.5M. Non-cash charges added back $648K of depreciation and amortization. Working capital and other items used $3.1M. Capital expenditures of $1.7M exceeded it, leaving free cash flow of −$3.2M.
Questions
What was FB Bancorp's revenue in the second quarter 2025?
FB Bancorp (FBLA) reported revenue of $18.1M for the second quarter 2025 (Q2 2025), -0.5% from a year earlier and +5% from the quarter before.
Was FB Bancorp profitable in the second quarter 2025?
Operating profit was $1.1M (6.1% of revenue) and net earnings $879K.
Source: FB Bancorp 10-Q on SEC EDGAR.