Filing Flows › FB Bancorp (FBLA) › Q1 2025
FB Bancorp (FBLA) Q1 2025 earnings results (first quarter 2025)
10-Q filed May 12, 2025
FB Bancorp (FBLA) reported revenue of $17.2M for the first quarter 2025 (Q1 2025), +10% from a year earlier and +8% from the quarter before. Operating margin was 5.1%, net earnings $705K (4.1% of revenue).
FB Bancorp, Q1 2025: revenue $17.2M (+10% year over year), operating margin 5.1%, net earnings $705K, operating cash flow $7.0M. The chart follows the revenue to costs, profit and cash.
| Q1 2025 | Amount | Q/Q | Y/Y |
|---|---|---|---|
| Revenue | $17.2M | +8% | +10% |
| Operating profit | $878K | — | — |
| Net earnings | $705K | — | — |
| Operating cash flow | $7.0M | -35% | — |
| Free cash flow | $4.0M | -56% | — |
What changed
Revenue was $17.2M in Q1 2025, up 10% year over year and up 8% from the previous quarter. Banking Segments was the largest line at 77% of revenue. Banking Segments added $2.0M year over year (up 18%), 123% of the total change. Mortgage Banking Segments declined 8%.
Operating profit was $878K, a 5.1% margin (up 11.8 points year over year). Total costs fell 2% while revenue rose 10%. Net earnings were $705K. The effective tax rate was 19.7%.
Operating cash flow was $7.0M, 998% of net earnings. Non-cash charges added back $636K of depreciation and amortization. Working capital and other items added $5.7M. Capital expenditures of $3.1M left free cash flow of $4.0M.
Questions
What was FB Bancorp's revenue in the first quarter 2025?
FB Bancorp (FBLA) reported revenue of $17.2M for the first quarter 2025 (Q1 2025), +10% from a year earlier and +8% from the quarter before.
Was FB Bancorp profitable in the first quarter 2025?
Operating profit was $878K (5.1% of revenue) and net earnings $705K.
Source: FB Bancorp 10-Q on SEC EDGAR.