Filing Flows › FB Bancorp (FBLA) › Q4 2024
FB Bancorp (FBLA) Q4 2024 earnings results (fourth quarter 2024)
10-K filed Mar 27, 2025
FB Bancorp (FBLA) reported revenue of $15.9M for the fourth quarter 2024 (Q4 2024), +3% from a year earlier and -5% from the quarter before. Operating margin was -33.2%, net loss $5.4M (33.8% of revenue).
FB Bancorp, Q4 2024: revenue $15.9M (+3% year over year), operating margin -33.2%, net loss $5.4M, operating cash flow $10.9M. The chart follows the revenue to costs, profit and cash.
| Q4 2024 | Amount | Q/Q | Y/Y |
|---|---|---|---|
| Revenue | $15.9M | -5% | +3% |
| Operating profit | −$5.3M | — | — |
| Net earnings | −$5.4M | — | — |
| Operating cash flow | $10.9M | 51× | +35% |
| Free cash flow | $9.0M | — | +32% |
What changed
Revenue was $15.9M in Q4 2024, up 3% year over year and down 5% from the previous quarter. Banking Segments was the largest line at 82% of revenue.
Operating costs exceeded revenue by $5.3M, an operating margin of -33.2%. Total costs grew 27% against revenue growth of 3%. The fastest-growing cost line was Other operating costs (+36%). The quarter ended with a net loss of $5.4M, wider than the previous quarter's $895K loss.
Operating cash flow was $10.9M (up 35% year over year). Non-cash charges added back $633K of depreciation and amortization. Working capital and other items added $15.6M. Capital expenditures of $1.9M left free cash flow of $9.0M.
Questions
What was FB Bancorp's revenue in the fourth quarter 2024?
FB Bancorp (FBLA) reported revenue of $15.9M for the fourth quarter 2024 (Q4 2024), +3% from a year earlier and -5% from the quarter before.
Was FB Bancorp profitable in the fourth quarter 2024?
Operating loss was $5.3M (-33.2% of revenue) and net loss $5.4M.
Source: FB Bancorp 10-K on SEC EDGAR.