Filing Flows › First Capital (FCAP) › Q1 2026 › vs Q4 2025
First Capital (FCAP) Q1 2026 vs Q4 2025 (quarter over quarter)
First Capital's revenue fell $28K (-0.2%) from $13.5M in Q4 2025 to $13.5M in Q1 2026. Operating margin 39.8% against 43.1% (-3.3 pts).
First Capital, Q1 2026: revenue $13.5M (+18% year over year), operating margin 39.8%, net earnings $4.3M, operating cash flow $6.3M. The chart draws each line against Q4 2025, the increases inside each band.
Margins
| Q1 2026 | Q4 2025 | Change | |
|---|---|---|---|
| Operating margin | 39.8% | 43.1% | -3.3 pts |
| Net margin | 32.2% | 36.2% | -4.0 pts |
| Free cash flow margin | 43.5% | 33.6% | +9.9 pts |
Every line
| Line | Q1 2026 | Q4 2025 | Change | % |
|---|---|---|---|---|
| Revenue | $13.5M | $13.5M | −$28K | -0.2% |
| Operating profit | $5.4M | $5.8M | −$458K | -8% |
| Costs & expenses | $8.1M | $7.7M | $430K | +6% |
| Pre-tax earnings | $5.4M | $5.8M | −$458K | -8% |
| Noninterest expense | $7.8M | $7.3M | $430K | +6% |
| Other operating costs | $350K | $350K | $0 | 0% |
| Net earnings | $4.3M | $4.9M | −$550K | -11% |
| Income tax | $1.0M | $938K | $92K | +10% |
| Depreciation & amortization | $279K | $258K | $21K | +8% |
| Share-based compensation | $20K | $14K | $6K | +43% |
| Working capital & other | $1.7M | $77K | $1.6M | 22× |
| Operating cash flow | $6.3M | $5.2M | $1.1M | +21% |
| Free cash flow (OCF − capex) | $5.9M | $4.5M | $1.3M | +29% |
| Capital expenditures | $489K | $698K | −$209K | -30% |
Questions
How much did First Capital's revenue grow quarter over quarter in Q1 2026?
First Capital's revenue fell $28K (-0.2%) from $13.5M in Q4 2025 to $13.5M in Q1 2026. Operating margin 39.8% against 43.1% (-3.3 pts).