Filing Flows

Filing Flows › First Community (FCCO) › Q1 2026 › vs Q4 2025

First Community (FCCO) Q1 2026 vs Q4 2025 (quarter over quarter)

First Community's revenue rose $2.6M (+12%) from $20.6M in Q4 2025 to $23.2M in Q1 2026. Operating margin 25.6% against 31.1% (-5.5 pts).

First Community, Q1 2026: revenue $23.2M (+26% year over year), operating margin 25.6%, net earnings $5.5M, operating cash flow −$2.4M. The chart draws each line against Q4 2025, the increases inside each band.

First Community: what changed, Q1 2026 vs Q4 2025First Community: what changed, Q1 2026 vs Q4 2025Operating cash sources$6.4MWorking capital & other$5.9MCash used in operations$5.7MNoninterest expense$3.2MCosts & expenses$3.0MIncome tax−$1.1MNet earnings$668KOperating profit−$471KPre-tax earnings−$471KCredit loss provision−$176K

Margins

Q1 2026Q4 2025Change
Operating margin25.6%31.1%-5.5 pts
Net margin23.7%23.4%+0.3 pts

Every line

LineQ1 2026Q4 2025Change%
Revenue$23.2M$20.6M$2.6M+12%
Operating profit$5.9M$6.4M−$471K-7%
Costs & expenses$17.2M$14.2M$3.0M+21%
Pre-tax earnings$5.9M$6.4M−$471K-7%
Credit loss provision$193K$369K−$176K-48%
Noninterest expense$17.0M$13.8M$3.2M+23%
Net earnings$5.5M$4.8M$668K+14%
Income tax$437K$1.6M−$1.1M-72%
Operating cash sources$7.9M$1.5M$6.4M+422%
Cash used in operations$2.4M−$3.3M$5.7M—
Working capital & other$7.9M$2.0M$5.9M+289%

Questions

How much did First Community's revenue grow quarter over quarter in Q1 2026?

First Community's revenue rose $2.6M (+12%) from $20.6M in Q4 2025 to $23.2M in Q1 2026. Operating margin 25.6% against 31.1% (-5.5 pts).

Q1 2026 results → · Compare in the interactive Sankey →