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First Community (FCCO) earnings and revenue breakdown
Latest: Q2 2026 · 10-Q filed Aug 12, 2026 · First Community (FCCO) Q2 2026 earnings results →
Q2 2026 Revenue up 29% year over year to $25.1M · 30¢ of every $1 of revenue kept as net profit · operating margin 38.7%
First Community made $25.1M in Q2 2026 (+29% Y/Y). Operating margin 38.7%, net earnings $7.6M. See where every dollar goes — costs, profit and cash — as a Sankey from the 10-Q filed Aug 12, 2026.
Drawing the Sankey…
Open the interactive Sankey → click any line for what the company wrote about it, compare Y/Y and Q/Q, export as PNG or PDF
What changed this quarter
Revenue was $25.1M in Q2 2026, up 29% year over year and up 9% from the previous quarter.
Operating profit was $9.7M, a 38.7% margin (up 4.5 points year over year). Of the extra revenue versus Q2 2025, 54% reached operating profit, above the 34% margin then. Total costs grew 20% against revenue growth of 29%. Net earnings were $7.6M, up 46% year over year. The effective tax rate was 22.0%.
Operating cash flow was −$2.2M. Non-cash charges added back $368K of share-based compensation. Working capital and other items used $10.1M. Capital expenditures of $236K exceeded it, leaving free cash flow of −$2.4M.
Quarterly history
| Quarter | Form | Filed | Revenue | Y/Y | Op. margin | Net earnings | Op. cash flow |
|---|---|---|---|---|---|---|---|
| Q2 2026 | 10-Q | Aug 12, 2026 | $25.1M | +29% | 38.7% | $7.6M | −$2.2M |
| Q1 2026 | 10-Q | May 15, 2026 | $23.2M | +26% | 25.6% | $5.5M | −$2.4M |
| Q4 2025 | 10-K | Mar 16, 2026 | $20.6M | +18% | 31.1% | $4.8M | $3.3M |
| Q3 2025 | 10-Q | Nov 7, 2025 | $20.5M | +20% | 32.2% | $5.2M | $9.2M |
| Q2 2025 | 10-Q | Aug 8, 2025 | $19.5M | +20% | 34.2% | $5.2M | −$270K |
| Q1 2025 | 10-Q | May 9, 2025 | $18.4M | +20% | 28.2% | $4.0M | $6.5M |
| Q4 2024 | 10-K | Mar 14, 2025 | $17.5M | +15% | 30.9% | $4.2M | −$4.3M |
Charts
Interactive views
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💵Where each $1 goesinteractive
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🌏Named in Asian annual reportsinteractive
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🔄Rotation against the market and its industry (RRG)interactive
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🔍Earnings qualityinteractive
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⚖️Fair value by methodinteractive
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🔭Outlook & guidanceinteractive
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📈Investments: gains and what it boughtinteractive
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🏭Its industry’s money flow (input-output)interactive
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About First Community
First Community Corporation, a bank holding company registered under the Bank Holding Company Act of 1956, was incorporated under the laws of South Carolina in November 1994 primarily to own and control all of the capital stock of First Community Bank, which commenced operations in August 1995. The Bank’s primary federal regulator is the Federal Deposit Insurance Corporation (the “FDIC”). The Bank is also regulated and examined by the South Carolina Board of Financial Institutions (the “S.C. Board”). Unless otherwise mentioned or unless the context requires otherwise, references herein to “First Community,” “we,” “us,” “our” or similar references mean First Community Corporation and its consolidated subsidiaries. References to the “Bank” means First Community Bank.
In its own words, from its 10-K, filed Mar 16, 2026.
First Community against its State Commercial Banks peers
The largest companies of the same SEC industry, each at its latest quarter. Revenue growth: +29% against the peers' median +12%. Operating margin: 38.7% against the peers' median 34.7%.
| Company | Quarter | Revenue | Y/Y | Op. margin |
|---|---|---|---|---|
| FCCO First Community | Q2 2026 | $25.1M | +29% | 38.7% |
| BNY Bank of New York Mellon | Q3 2026 | $5.7B | +12% | 38.5% |
| STT State Street | Q3 2026 | $4.0B | +13% | 34.7% |
| FITB Fifth Third Bancorp | Q3 2026 | $3.3B | +42% | 33.8% |
| MTB M&T Bank | Q3 2026 | $2.5B | +0.9% | 39.7% |
| FCNCA First Citizens Bancshares | Q3 2026 | $2.4B | 0% | 33.1% |
| ALLY Ally Financial | Q3 2026 | $2.3B | +8% | 24.3% |
| CFG Citizens Financial Group | Q3 2026 | $2.3B | +10% | 34.6% |
| NTRS Northern Trust | Q3 2026 | $2.3B | +13% | 34.7% |
Source: First Community 10-Q on SEC EDGAR · CIK 932781 · State Commercial Banks
13F: who owns FCCO and who is buying
More on FCCO
History
Every quarter: Q2 2026 results · Q1 2026 results · Q4 2025 results · Q3 2025 results · Q2 2025 results · Q1 2025 results · Q4 2024 results