Filing Flows › First Community (FCCO) › Q3 2025
First Community (FCCO) Q3 2025 earnings results (third quarter 2025)
10-Q filed Nov 7, 2025
First Community (FCCO) reported revenue of $20.5M for the third quarter 2025 (Q3 2025), +20% from a year earlier and +5% from the quarter before. Operating margin was 32.2%, net earnings $5.2M (25.4% of revenue).
First Community, Q3 2025: revenue $20.5M (+20% year over year), operating margin 32.2%, net earnings $5.2M, operating cash flow $9.2M. The chart follows the revenue to costs, profit and cash.
| Q3 2025 | Amount | Q/Q | Y/Y |
|---|---|---|---|
| Revenue | $20.5M | +5% | +20% |
| Operating profit | $6.6M | -1% | +32% |
| Net earnings | $5.2M | +0.1% | +34% |
| Operating cash flow | $9.2M | — | -15% |
| Free cash flow | $9.0M | — | -15% |
What changed
Revenue was $20.5M in Q3 2025, up 20% year over year and up 5% from the previous quarter.
Operating profit was $6.6M, a 32.2% margin (up 2.7 points year over year). Of the extra revenue versus a year earlier, 45% reached operating profit, above the 29% margin then. Total costs grew 16% against revenue growth of 20%. Net earnings were $5.2M, up 34% year over year. The effective tax rate was 21.2%.
Operating cash flow was $9.2M (down 15% year over year), 177% of net earnings. Non-cash charges added back $314K of share-based compensation. Working capital and other items added $3.7M. Capital expenditures of $122K left free cash flow of $9.0M.
Questions
What was First Community's revenue in the third quarter 2025?
First Community (FCCO) reported revenue of $20.5M for the third quarter 2025 (Q3 2025), +20% from a year earlier and +5% from the quarter before.
Was First Community profitable in the third quarter 2025?
Operating profit was $6.6M (32.2% of revenue) and net earnings $5.2M.
Source: First Community 10-Q on SEC EDGAR.