Filing Flows › FirstCash Holdings (FCFS) › Q3 2026 › vs Q3 2025
FirstCash Holdings (FCFS) Q3 2026 vs Q3 2025 (year over year)
FirstCash Holdings's revenue rose $166M (+18%) from $936M in Q3 2025 to $1.1B in Q3 2026. Gross margin 49.5% against 50.6% (-1.1 pts).
FirstCash Holdings, Q3 2026: revenue $1.1B (+18% year over year), operating margin 12.6%, net earnings $101M, operating cash flow $142M. The chart draws each line against Q3 2025, the increases inside each band.
Margins
| Q3 2026 | Q3 2025 | Change | |
|---|---|---|---|
| Gross margin | 49.5% | 50.6% | -1.1 pts |
| Operating margin | 12.6% | 12.0% | +0.6 pts |
| Net margin | 9.2% | 8.9% | +0.3 pts |
| Free cash flow margin | 10.2% | 12.8% | -2.6 pts |
Every line
| Line | Q3 2026 | Q3 2025 | Change | % |
|---|---|---|---|---|
| Revenue | $1.1B | $936M | $166M | +18% |
| Gross profit | $546M | $474M | $71.8M | +15% |
| Cost of revenue | $556M | $462M | $93.8M | +20% |
| Operating profit | $139M | $112M | $26.2M | +23% |
| Operating expenses | $407M | $361M | $45.6M | +13% |
| Pre-tax earnings | $139M | $112M | $26.2M | +23% |
| General & admin | $66.7M | $58.8M | $7.9M | +13% |
| Other operating costs | $340M | $302M | $37.8M | +12% |
| Net earnings | $101M | $82.8M | $18.3M | +22% |
| Income tax | $37.5M | $29.7M | $7.8M | +26% |
| Share-based compensation | $5.4M | $6.1M | −$728K | -12% |
| Working capital & other | $35.5M | $46.9M | −$11.4M | -24% |
| Operating cash flow | $142M | $136M | $6.2M | +5% |
| Free cash flow (OCF − capex) | $113M | $120M | −$7.2M | -6% |
| Capital expenditures | $29.5M | $16.1M | $13.4M | +83% |
Questions
How much did FirstCash Holdings's revenue grow year over year in Q3 2026?
FirstCash Holdings's revenue rose $166M (+18%) from $936M in Q3 2025 to $1.1B in Q3 2026. Gross margin 49.5% against 50.6% (-1.1 pts).