Filing Flows › FirstCash Holdings (FCFS) › How it makes money
How FirstCash Holdings (FCFS) makes money
FirstCash Holdings (FCFS) made $1.1B of revenue in the third quarter 2026 (Q3 2026), +18% from a year earlier. Of every dollar of revenue, 50¢ was left as gross profit, 13¢ was left as operating profit, 9¢ was left as net earnings.
Drawing the Sankey…
Where each dollar of revenue goes
| Line | Q3 2026 | % of revenue |
|---|---|---|
| Revenue | $1.1B | 100.0% |
| Cost of revenue | $556M | 50.5% |
| Gross profit | $546M | 49.5% |
| Operating expenses | $407M | 36.9% |
| Operating profit | $139M | 12.6% |
| Income tax | $37.5M | 3.4% |
| Net earnings | $101M | 9.2% |
| Operating cash flow | $142M | 12.9% |
| Free cash flow | $113M | 10.2% |
Revenue, quarter by quarter
| Quarter | Revenue | Y/Y |
|---|---|---|
| Q3 2026 | $1.1B | +18% |
| Q2 2026 | $1.1B | +29% |
| Q1 2026 | $1.1B | +26% |
| Q4 2025 | $1.1B | +20% |
| Q3 2025 | $936M | +12% |
| Q2 2025 | $831M | 0% |
| Q1 2025 | $836M | 0% |
From FirstCash Holdings' 10-Q filed Oct 26, 2026 (on EDGAR).
Questions
How does FirstCash Holdings make money?
FirstCash Holdings (FCFS) made $1.1B of revenue in the third quarter 2026 (Q3 2026), +18% from a year earlier. Of every dollar of revenue, 50¢ was left as gross profit, 13¢ was left as operating profit, 9¢ was left as net earnings.
What is FirstCash Holdings' profit margin?
Net earnings were $101M, 9.2% of revenue, in the third quarter 2026; the operating margin was 12.6%.
Updated Nov 8, 2026. Read automatically from SEC filings and public data; errors are possible. Not investment advice.