Filing Flows

Filing Flows › First Interstate Bancsystem (FIBK) › Q3 2026 › vs Q3 2025

First Interstate Bancsystem (FIBK) Q3 2026 vs Q3 2025 (year over year)

First Interstate Bancsystem's revenue fell $1.0M (-0.4%) from $250M in Q3 2025 to $250M in Q3 2026. The biggest changes: Net interest income −$600K (-0.3%); Noninterest income −$400K (-0.9%). Operating margin 32.8% against 37.0% (-4.1 pts).

First Interstate Bancsystem, Q3 2026: revenue $250M (-0.4% year over year), operating margin 32.8%, net earnings $62.2M, operating cash flow $106M. The chart draws each line against Q3 2025, the increases inside each band.

First Interstate Bancsystem: what changed, Q3 2026 vs Q3 2025First Interstate Bancsystem: what changed, Q3 2026 vs Q3 2025Working capital & other$26.9MOperating cash flow$14.0MOperating profit−$10.7MPre-tax earnings−$10.7MCredit loss provision$10.5MCosts & expenses$9.7MNet earnings−$9.2MDepreciation & amortization−$3.6MIncome tax−$1.5MNoninterest expense−$800K

Margins

Q3 2026Q3 2025Change
Operating margin32.8%37.0%-4.1 pts
Net margin24.9%28.5%-3.6 pts

Every line

LineQ3 2026Q3 2025Change%
Net interest income$206M$207M−$600K-0.3%
Noninterest income$43.3M$43.7M−$400K-0.9%
Revenue$250M$250M−$1.0M-0.4%
Operating profit$81.9M$92.6M−$10.7M-12%
Costs & expenses$168M$158M$9.7M+6%
Pre-tax earnings$81.9M$92.6M−$10.7M-12%
Credit loss provision$10.5M$0$10.5M—
Noninterest expense$157M$158M−$800K-0.5%
Net earnings$62.2M$71.4M−$9.2M-13%
Income tax$19.7M$21.2M−$1.5M-7%
Depreciation & amortization$12.8M$16.4M−$3.6M-22%
Share-based compensation$3.2M$3.3M−$100K-3%
Working capital & other$27.5M$600K$26.9M46×
Operating cash flow$106M$91.7M$14.0M+15%

Questions

How much did First Interstate Bancsystem's revenue grow year over year in Q3 2026?

First Interstate Bancsystem's revenue fell $1.0M (-0.4%) from $250M in Q3 2025 to $250M in Q3 2026.

What drove First Interstate Bancsystem's revenue change in Q3 2026?

Net interest income −$600K (-0.3%); Noninterest income −$400K (-0.9%).

Q3 2026 results → · Compare in the interactive Sankey →