Filing Flows › First Interstate Bancsystem (FIBK) › Q3 2026
First Interstate Bancsystem (FIBK) Q3 2026 earnings results (third quarter 2026)
10-Q filed Nov 2, 2026
First Interstate Bancsystem (FIBK) reported revenue of $250M for the third quarter 2026 (Q3 2026), -0.4% from a year earlier and -5% from the quarter before. Operating margin was 32.8%, net earnings $62.2M (24.9% of revenue).
First Interstate Bancsystem, Q3 2026: revenue $250M (-0.4% year over year), operating margin 32.8%, net earnings $62.2M, operating cash flow $106M. The chart follows the revenue to costs, profit and cash.
| Q3 2026 | Amount | Q/Q | Y/Y |
|---|---|---|---|
| Revenue | $250M | -5% | -0.4% |
| Operating profit | $81.9M | -24% | -12% |
| Net earnings | $62.2M | -26% | -13% |
| Operating cash flow | $106M | +83% | +15% |
What changed
Revenue was $249.5M in Q3 2026, roughly flat year over year and down 5% from the previous quarter. Net interest income was the largest line at 83% of revenue. Net interest income lost $600K year over year (roughly flat), 60% of the total change.
Operating profit was $81.9M, a 32.8% margin (down 4.1 points year over year). Total costs grew 6% against flat revenue. Net earnings were $62.2M, down 13% year over year. The effective tax rate was 24.1%.
Operating cash flow was $105.7M (up 15% year over year), 170% of net earnings. Non-cash charges added back $12.8M of depreciation and amortization and $3.2M of share-based compensation. Working capital and other items added $27.5M.
Questions
What was First Interstate Bancsystem's revenue in the third quarter 2026?
First Interstate Bancsystem (FIBK) reported revenue of $250M for the third quarter 2026 (Q3 2026), -0.4% from a year earlier and -5% from the quarter before.
Was First Interstate Bancsystem profitable in the third quarter 2026?
Operating profit was $81.9M (32.8% of revenue) and net earnings $62.2M.