Filing Flows › Fair Isaac (FICO) › Q1 FY26
Fair Isaac (FICO) Q1 FY26 earnings results (first quarter fiscal 2026)
10-Q filed Jan 28, 2026
Fair Isaac (FICO) reported revenue of $512M for the first quarter fiscal 2026 (Q1 FY26), +16% from a year earlier and -0.7% from the quarter before. Operating margin was 45.7%, net earnings $158M (30.9% of revenue).
Fair Isaac, Q1 FY26: revenue $512M (+16% year over year), operating margin 45.7%, net earnings $158M, operating cash flow $174M. The chart follows the revenue to costs, profit and cash.
| Q1 FY26 | Amount | Q/Q | Y/Y |
|---|---|---|---|
| Revenue | $512M | -0.7% | +16% |
| Operating profit | $234M | -1% | +30% |
| Net earnings | $158M | +2% | +4% |
| Operating cash flow | $174M | -22% | -10% |
| Free cash flow | $165M | — | -11% |
What changed
Revenue was $512.0M in Q1 FY26, up 16% year over year and down 1% from the previous quarter. Scores was the largest line at 59% of revenue. Scores added $68.9M year over year (up 29%), 96% of the total change.
Operating profit was $234.0M, a 45.7% margin (up 4.9 points year over year). Of the extra revenue versus a year earlier, 76% reached operating profit, above the 41% margin then. Total costs grew 7% against revenue growth of 16%. The fastest-growing cost line was Research & development (+11%). Net earnings were $158.4M, up 4% year over year. The effective tax rate was 17.5%.
Operating cash flow was $174.1M (down 10% year over year), 110% of net earnings. Non-cash charges added back $4.0M of depreciation and amortization and $44.3M of share-based compensation. Working capital and other items used $32.6M. After capital expenditures ($8.7M), free cash flow as the company reports it was $165.4M.
Questions
What was Fair Isaac's revenue in the first quarter fiscal 2026?
Fair Isaac (FICO) reported revenue of $512M for the first quarter fiscal 2026 (Q1 FY26), +16% from a year earlier and -0.7% from the quarter before.
Was Fair Isaac profitable in the first quarter fiscal 2026?
Operating profit was $234M (45.7% of revenue) and net earnings $158M.
Source: Fair Isaac 10-Q on SEC EDGAR.