Filing Flows › Fair Isaac (FICO) › Q4 FY25
Fair Isaac (FICO) Q4 FY25 earnings results (fourth quarter fiscal 2025)
10-K filed Nov 7, 2025
Fair Isaac (FICO) reported revenue of $516M for the fourth quarter fiscal 2025 (Q4 FY25), +14% from a year earlier and -4% from the quarter before. Operating margin was 46.0%, net earnings $155M (30.1% of revenue).
Fair Isaac, Q4 FY25: revenue $516M (+14% year over year), operating margin 46.0%, net earnings $155M, operating cash flow $224M. The chart follows the revenue to costs, profit and cash.
| Q4 FY25 | Amount | Q/Q | Y/Y |
|---|---|---|---|
| Revenue | $516M | -4% | +14% |
| Operating profit | $237M | -10% | +20% |
| Net earnings | $155M | -15% | +14% |
| Operating cash flow | $224M | -22% | -1% |
| Free cash flow | $211M | — | -4% |
What changed
Revenue was $515.8M in Q4 FY25, up 14% year over year and down 4% from the previous quarter. Scores was the largest line at 60% of revenue.
Operating profit was $237.2M, a 46.0% margin (up 2.5 points year over year). Of the extra revenue versus a year earlier, 65% reached operating profit, above the 43% margin then. Total costs grew 9% against revenue growth of 14%. The fastest-growing cost line was Research & development (+15%). Net earnings were $155.0M, up 14% year over year. The effective tax rate was 23.4%.
Operating cash flow was $223.7M (down 1% year over year), 144% of net earnings. Non-cash charges added back $4.0M of depreciation and amortization and $32.4M of share-based compensation. Working capital and other items added $32.3M. After capital expenditures ($12.8M), free cash flow as the company reports it was $210.8M.
Questions
What was Fair Isaac's revenue in the fourth quarter fiscal 2025?
Fair Isaac (FICO) reported revenue of $516M for the fourth quarter fiscal 2025 (Q4 FY25), +14% from a year earlier and -4% from the quarter before.
Was Fair Isaac profitable in the fourth quarter fiscal 2025?
Operating profit was $237M (46.0% of revenue) and net earnings $155M.
Source: Fair Isaac 10-K on SEC EDGAR.