Filing Flows › Fair Isaac (FICO) › Q3 FY25
Fair Isaac (FICO) Q3 FY25 earnings results (third quarter fiscal 2025)
10-Q filed Jul 30, 2025
Fair Isaac (FICO) reported revenue of $536M for the third quarter fiscal 2025 (Q3 FY25), +20% from a year earlier and +8% from the quarter before. Operating margin was 48.9%, net earnings $182M (33.9% of revenue).
Fair Isaac, Q3 FY25: revenue $536M (+20% year over year), operating margin 48.9%, net earnings $182M, operating cash flow $286M. The chart follows the revenue to costs, profit and cash.
| Q3 FY25 | Amount | Q/Q | Y/Y |
|---|---|---|---|
| Revenue | $536M | +8% | +20% |
| Operating profit | $263M | +7% | +38% |
| Net earnings | $182M | +12% | +44% |
| Operating cash flow | $286M | +282% | +34% |
| Free cash flow | $276M | — | +34% |
What changed
Revenue was $536.4M in Q3 FY25, up 20% year over year and up 8% from the previous quarter. Scores was the largest line at 60% of revenue. Scores added $82.9M year over year (up 34%), 94% of the total change.
Operating profit was $262.5M, a 48.9% margin (up 6.5 points year over year). Of the extra revenue versus a year earlier, 82% reached operating profit, above the 42% margin then. Total costs grew 6% against revenue growth of 20%. The fastest-growing cost line was SG&A (+11%). Net earnings were $181.8M, up 44% year over year. The effective tax rate was 23.3%.
Operating cash flow was $286.2M (up 34% year over year), 157% of net earnings. Non-cash charges added back $4.0M of depreciation and amortization and $41.9M of share-based compensation. Working capital and other items added $58.5M. After capital expenditures ($10.0M), free cash flow as the company reports it was $276.2M.
Questions
What was Fair Isaac's revenue in the third quarter fiscal 2025?
Fair Isaac (FICO) reported revenue of $536M for the third quarter fiscal 2025 (Q3 FY25), +20% from a year earlier and +8% from the quarter before.
Was Fair Isaac profitable in the third quarter fiscal 2025?
Operating profit was $263M (48.9% of revenue) and net earnings $182M.
Source: Fair Isaac 10-Q on SEC EDGAR.