Filing Flows › Fair Isaac (FICO) › Q2 FY25
Fair Isaac (FICO) Q2 FY25 earnings results (second quarter fiscal 2025)
10-Q filed Apr 29, 2025
Fair Isaac (FICO) reported revenue of $499M for the second quarter fiscal 2025 (Q2 FY25), +15% from a year earlier and +13% from the quarter before. Operating margin was 49.3%, net earnings $163M (32.6% of revenue).
Fair Isaac, Q2 FY25: revenue $499M (+15% year over year), operating margin 49.3%, net earnings $163M, operating cash flow $74.9M. The chart follows the revenue to costs, profit and cash.
| Q2 FY25 | Amount | Q/Q | Y/Y |
|---|---|---|---|
| Revenue | $499M | +13% | +15% |
| Operating profit | $246M | +37% | +26% |
| Net earnings | $163M | +7% | +25% |
| Operating cash flow | $74.9M | -61% | +5% |
| Free cash flow | $65.5M | — | +6% |
What changed
Revenue was $498.7M in Q2 FY25, up 15% year over year and up 13% from the previous quarter. Scores was the largest line at 60% of revenue. Scores added $60.2M year over year (up 25%), 93% of the total change. Professional services declined 9%.
Operating profit was $245.6M, a 49.3% margin (up 4.3 points year over year). Of the extra revenue versus a year earlier, 78% reached operating profit, above the 45% margin then. Total costs grew 6% against revenue growth of 15%. The fastest-growing cost line was Research & development (+10%). Net earnings were $162.6M, up 25% year over year. The effective tax rate was 23.7%.
Operating cash flow was $74.9M (up 5% year over year), 46% of net earnings. Non-cash charges added back $3.4M of depreciation and amortization and $41.7M of share-based compensation. Working capital and other items used $132.8M. After capital expenditures ($9.4M), free cash flow as the company reports it was $65.5M.
Questions
What was Fair Isaac's revenue in the second quarter fiscal 2025?
Fair Isaac (FICO) reported revenue of $499M for the second quarter fiscal 2025 (Q2 FY25), +15% from a year earlier and +13% from the quarter before.
Was Fair Isaac profitable in the second quarter fiscal 2025?
Operating profit was $246M (49.3% of revenue) and net earnings $163M.
Source: Fair Isaac 10-Q on SEC EDGAR.