Filing Flows › Fair Isaac (FICO) › Q4 FY26 › vs Q3 FY26
Fair Isaac (FICO) Q4 FY26 vs Q3 FY26 (quarter over quarter)
Fair Isaac's revenue fell $17.1M (-3%) from $674M in Q3 FY26 to $657M in Q4 FY26. The biggest changes: Scores −$45.1M (-10%); On-premises and SaaS software +$26.7M (+14%); Professional services +$1.2M (+7%). Operating margin 40.6% against 53.8% (-13.2 pts).
Fair Isaac, Q4 FY26: revenue $657M (+27% year over year), operating margin 40.6%, net earnings $175M, operating cash flow $294M. The chart draws each line against Q3 FY26, the increases inside each band.
Margins
| Q4 FY26 | Q3 FY26 | Change | |
|---|---|---|---|
| Operating margin | 40.6% | 53.8% | -13.2 pts |
| Net margin | 26.6% | 35.2% | -8.6 pts |
Every line
| Line | Q4 FY26 | Q3 FY26 | Change | % |
|---|---|---|---|---|
| Scores | $414M | $459M | −$45.1M | -10% |
| On-premises and SaaS software | $224M | $197M | $26.7M | +14% |
| Professional services | $19.5M | $18.3M | $1.2M | +7% |
| Revenue | $657M | $674M | −$17.1M | -3% |
| Operating profit | $267M | $363M | −$96.1M | -26% |
| Costs & expenses | $390M | $312M | $78.9M | +25% |
| Pre-tax earnings | $237M | $315M | −$77.2M | -25% |
| Other expense, net | $29.1M | $48.0M | −$18.8M | -39% |
| Cost of revenue | $86.0M | $87.0M | −$1.0M | -1% |
| Research & development | $51.8M | $53.7M | −$1.9M | -4% |
| SG&A | $225M | $171M | $54.6M | +32% |
| Net earnings | $175M | $237M | −$62.2M | -26% |
| Income tax | $62.5M | $77.5M | −$15.0M | -19% |
| Depreciation & amortization | $4.6M | $4.2M | $377K | +9% |
| Share-based compensation | $43.5M | $52.3M | −$8.8M | -17% |
| Working capital & other | $71.1M | $86.7M | −$15.6M | -18% |
| Operating cash flow | $294M | $380M | −$86.3M | -23% |
Questions
How much did Fair Isaac's revenue grow quarter over quarter in Q4 FY26?
Fair Isaac's revenue fell $17.1M (-3%) from $674M in Q3 FY26 to $657M in Q4 FY26.
What drove Fair Isaac's revenue change in Q4 FY26?
Scores −$45.1M (-10%); On-premises and SaaS software +$26.7M (+14%); Professional services +$1.2M (+7%).