Filing Flows › Fair Isaac (FICO) › Q4 FY26
Fair Isaac (FICO) Q4 FY26 earnings results (fourth quarter fiscal 2026)
10-K filed Nov 6, 2026
Fair Isaac (FICO) reported revenue of $657M for the fourth quarter fiscal 2026 (Q4 FY26), +27% from a year earlier and -3% from the quarter before. Operating margin was 40.6%, net earnings $175M (26.6% of revenue).
Fair Isaac, Q4 FY26: revenue $657M (+27% year over year), operating margin 40.6%, net earnings $175M, operating cash flow $294M. The chart follows the revenue to costs, profit and cash.
| Q4 FY26 | Amount | Q/Q | Y/Y |
|---|---|---|---|
| Revenue | $657M | -3% | +27% |
| Operating profit | $267M | -26% | +12% |
| Net earnings | $175M | -26% | +13% |
| Operating cash flow | $294M | -23% | +32% |
| Free cash flow | $284M | — | +35% |
What changed
Revenue was $657.0M in Q4 FY26, up 27% year over year and down 3% from the previous quarter. Scores was the largest line at 63% of revenue.
Operating profit was $266.6M, a 40.6% margin (down 5.4 points year over year). Of the extra revenue versus Q4 FY25, 21% reached operating profit, below the 46% margin then. Total costs grew 40% against revenue growth of 27%. The fastest-growing cost line was Other operating costs (+150%). Net earnings were $175.0M, up 13% year over year. The effective tax rate was 26.3%.
Operating cash flow was $294.2M (up 32% year over year), 168% of net earnings. Non-cash charges added back $4.6M of depreciation and amortization and $43.5M of share-based compensation. Working capital and other items added $71.1M. After capital expenditures ($9.8M), free cash flow as the company reports it was $284.3M.
Questions
What was Fair Isaac's revenue in the fourth quarter fiscal 2026?
Fair Isaac (FICO) reported revenue of $657M for the fourth quarter fiscal 2026 (Q4 FY26), +27% from a year earlier and -3% from the quarter before.
Was Fair Isaac profitable in the fourth quarter fiscal 2026?
Operating profit was $267M (40.6% of revenue) and net earnings $175M.
Source: Fair Isaac 10-K on SEC EDGAR.