Filing Flows › Fiserv (FISV) › Guidance history
Fiserv (FISV) guidance history: what it guided and what it reported
Fiserv gave guidance in 12 earnings releases on file since Feb 6, 2024. Of 2 guided periods since reported, it met or beat its own guidance twice (100%). Tax rate: 2 of 2, on average -1.9 pts against the guided midpoint. Its releases raised guidance 4 times and lowered it 0 times.
Tax rate
Met or beat 2 of 2 periods (0 above, 0 within, 2 below).
| Period | Guided (and how it moved) | Reported | Result | vs midpoint |
|---|---|---|---|---|
| FY2026 | 19.5% (Aug 6, 2026) → reaffirmed 19.5% (Nov 3, 2026) | — | to be reported | — |
| FY2025 | 19.5% (Jul 23, 2025) → reaffirmed 19.5% (Oct 29, 2025) | 18.9% | below the range | -0.6 pts |
| FY2024 | 20.0% (Apr 23, 2024) → reaffirmed 20.0% (Jul 24, 2024) → reaffirmed 20.0% (Oct 22, 2024) | 16.8% | below the range | -3.2 pts |
Adjusted EPS
The guide is on an adjusted basis that the GAAP statements do not show, so there is no reported figure to hold it to.
| Period | Guided (and how it moved) | Reported | Result | vs midpoint |
|---|---|---|---|---|
| FY2026 | $8.00–$8.30 (Feb 10, 2026) → reaffirmed $8.00–$8.30 (May 5, 2026) → lowered $7.20–$7.40 (Aug 6, 2026) → reaffirmed $7.20–$7.40 (Nov 3, 2026) | — | to be reported | — |
| FY2025 | $10.10–$10.30 (Feb 5, 2025) → reaffirmed $10.10–$10.30 (Apr 24, 2025) → raised $10.15–$10.30 (Jul 23, 2025) → lowered $8.50–$8.60 (Oct 29, 2025) | — | — | — |
| FY2024 | $8.55–$8.70 (Feb 6, 2024) → raised $8.60–$8.75 (Apr 23, 2024) → raised $8.65–$8.80 (Jul 24, 2024) → raised $8.73–$8.80 (Oct 22, 2024) | — | — | — |
The latest quarter
Fiserv, Q3 2026: revenue $5.2B (-1% year over year), operating margin -105.7%, net loss $5.9B, operating cash flow $1.0B. The chart follows the revenue to costs, profit and cash.
Questions
Does Fiserv beat its guidance?
Fiserv gave guidance in 12 earnings releases on file since Feb 6, 2024. Of 2 guided periods since reported, it met or beat its own guidance twice (100%). Tax rate: 2 of 2, on average -1.9 pts against the guided midpoint.
How often does Fiserv raise guidance?
Its earnings releases raised guidance 4 times and lowered it 0 times since Feb 6, 2024.
Each guided period is held to the last guidance given before its figures were reported; a single figure counts as in line within 1% (0.25 pts for a rate). Reported figures are GAAP, from the company's filings; adjusted guidance shows its moves only.