Filing Flows › Fifth Third Bancorp (FITB) › Q3 2026
Fifth Third Bancorp (FITB) Q3 2026 earnings results (third quarter 2026)
10-Q filed Nov 3, 2026
Fifth Third Bancorp (FITB) reported revenue of $3.3B for the third quarter 2026 (Q3 2026), +43% from a year earlier and +0.2% from the quarter before. Operating margin was 33.8%, net earnings $866M (26.4% of revenue).
Fifth Third Bancorp, Q3 2026: revenue $3.3B (+42% year over year), operating margin 33.8%, net earnings $866M, operating cash flow $835M. The chart follows the revenue to costs, profit and cash.
| Q3 2026 | Amount | Q/Q | Y/Y |
|---|---|---|---|
| Revenue | $3.3B | +0.2% | +43% |
| Operating profit | $1.1B | +7% | +32% |
| Net earnings | $866M | +8% | +33% |
| Operating cash flow | $835M | -70% | -20% |
| Free cash flow | $651M | -75% | -27% |
What changed
Revenue was $3.3B in Q3 2026, up 43% year over year and roughly flat from the previous quarter. Net interest income was the largest line at 69% of revenue. Net interest income added $0.75B year over year (up 49%), 77% of the total change.
Operating profit was $1.1B, a 33.8% margin (down 2.6 points year over year). Of the extra revenue versus a year earlier, 28% reached operating profit, below the 36% margin then. Total costs grew 48% against revenue growth of 43%. The fastest-growing cost line was Noninterest expense (+62%). Net earnings were $0.87B, up 33% year over year. The effective tax rate was 21.8%.
Operating cash flow was $0.83B (down 20% year over year), 96% of net earnings. Non-cash charges added back $0.18B of depreciation and amortization and $0.04B of share-based compensation. Working capital and other items used $0.25B. Capital expenditures of $0.18B left free cash flow of $0.65B.
Questions
What was Fifth Third Bancorp's revenue in the third quarter 2026?
Fifth Third Bancorp (FITB) reported revenue of $3.3B for the third quarter 2026 (Q3 2026), +43% from a year earlier and +0.2% from the quarter before.
Was Fifth Third Bancorp profitable in the third quarter 2026?
Operating profit was $1.1B (33.8% of revenue) and net earnings $866M.