Filing Flows › Farmers National Banc (FMNB) › Q3 2026 › vs Q2 2026
Farmers National Banc (FMNB) Q3 2026 vs Q2 2026 (quarter over quarter)
Farmers National Banc's revenue fell $4.1M (-4%) from $101M in Q2 2026 to $96.4M in Q3 2026. Operating margin 17.0% against 27.0% (-10.0 pts).
Farmers National Banc, Q3 2026: revenue $96.4M (+36% year over year), operating margin 17.0%, net earnings $14.5M, operating cash flow $28.9M. The chart draws each line against Q2 2026, the increases inside each band.
Margins
| Q3 2026 | Q2 2026 | Change | |
|---|---|---|---|
| Operating margin | 17.0% | 27.0% | -10.0 pts |
| Net margin | 15.1% | 22.9% | -7.8 pts |
| Free cash flow margin | 29.1% | 25.8% | +3.3 pts |
Every line
| Line | Q3 2026 | Q2 2026 | Change | % |
|---|---|---|---|---|
| Revenue | $96.4M | $101M | −$4.1M | -4% |
| Operating profit | $16.4M | $27.1M | −$10.7M | -39% |
| Costs & expenses | $80.0M | $73.4M | $6.6M | +9% |
| Pre-tax earnings | $16.4M | $27.1M | −$10.7M | -39% |
| Net earnings | $14.5M | $23.0M | −$8.5M | -37% |
| Income tax | $1.9M | $4.1M | −$2.2M | -54% |
| Depreciation & amortization | $2.7M | $2.7M | −$28K | -1% |
| Share-based compensation | $812K | $712K | $100K | +14% |
| Working capital & other | $10.9M | $86K | $10.8M | 127× |
| Operating cash flow | $28.9M | $26.5M | $2.4M | +9% |
| Free cash flow (OCF − capex) | $28.1M | $26.0M | $2.1M | +8% |
| Capital expenditures | $880K | $568K | $312K | +55% |
Questions
How much did Farmers National Banc's revenue grow quarter over quarter in Q3 2026?
Farmers National Banc's revenue fell $4.1M (-4%) from $101M in Q2 2026 to $96.4M in Q3 2026. Operating margin 17.0% against 27.0% (-10.0 pts).