Filing Flows › Farmers National Banc (FMNB) › Q3 2026 › vs Q3 2025
Farmers National Banc (FMNB) Q3 2026 vs Q3 2025 (year over year)
Farmers National Banc's revenue rose $25.7M (+36%) from $70.8M in Q3 2025 to $96.4M in Q3 2026. Operating margin 17.0% against 20.7% (-3.6 pts).
Farmers National Banc, Q3 2026: revenue $96.4M (+36% year over year), operating margin 17.0%, net earnings $14.5M, operating cash flow $28.9M. The chart draws each line against Q3 2025, the increases inside each band.
Margins
| Q3 2026 | Q3 2025 | Change | |
|---|---|---|---|
| Operating margin | 17.0% | 20.7% | -3.6 pts |
| Net margin | 15.1% | 17.6% | -2.5 pts |
| Free cash flow margin | 29.1% | 12.8% | +16.3 pts |
Every line
| Line | Q3 2026 | Q3 2025 | Change | % |
|---|---|---|---|---|
| Revenue | $96.4M | $70.8M | $25.7M | +36% |
| Operating profit | $16.4M | $14.6M | $1.8M | +12% |
| Costs & expenses | $80.0M | $56.2M | $23.9M | +42% |
| Pre-tax earnings | $16.4M | $14.6M | $1.8M | +12% |
| Net earnings | $14.5M | $12.5M | $2.1M | +17% |
| Income tax | $1.9M | $2.2M | −$278K | -13% |
| Depreciation & amortization | $2.7M | $1.7M | $969K | +57% |
| Share-based compensation | $812K | $645K | $167K | +26% |
| Working capital & other | $10.9M | −$4.1M | $15.0M | — |
| Operating cash flow | $28.9M | $10.7M | $18.2M | +170% |
| Free cash flow (OCF − capex) | $28.1M | $9.0M | $19.0M | +211% |
| Capital expenditures | $880K | $1.7M | −$800K | -48% |
Questions
How much did Farmers National Banc's revenue grow year over year in Q3 2026?
Farmers National Banc's revenue rose $25.7M (+36%) from $70.8M in Q3 2025 to $96.4M in Q3 2026. Operating margin 17.0% against 20.7% (-3.6 pts).