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How Farmers National Banc (FMNB) makes money

Farmers National Banc (FMNB) made $96.4M of revenue in the third quarter 2026 (Q3 2026), +36% from a year earlier. Of every dollar of revenue, 17¢ was left as operating profit, 15¢ was left as net earnings.

Drawing the Sankey…

Farmers National Banc revenue by quarterFarmers National Banc revenue by quarter$67.8MQ1 2025$69.8MQ2 2025$70.8MQ3 2025$71.5MQ4 2025$80.8MQ1 2026$101MQ2 2026$96.4MQ3 2026
Farmers National Banc: where each dollar of revenue goesFarmers National Banc: where each dollar of revenue goesOperating profit17¢Income tax2¢Net earnings15¢Operating cash flow30¢Free cash flow29¢

Where each dollar of revenue goes

LineQ3 2026% of revenue
Revenue$96.4M100.0%
Operating profit$16.4M17.0%
Income tax$1.9M2.0%
Net earnings$14.5M15.1%
Operating cash flow$28.9M30.0%
Free cash flow$28.1M29.1%

Revenue, quarter by quarter

QuarterRevenueY/Y
Q3 2026$96.4M+36%
Q2 2026$101M+44%
Q1 2026$80.8M+19%
Q4 2025$71.5M+3%
Q3 2025$70.8M+0.8%
Q2 2025$69.8M+5%
Q1 2025$67.8M+7%

From Farmers National Banc's 10-Q filed Nov 6, 2026 (on EDGAR).

Questions

How does Farmers National Banc make money?

Farmers National Banc (FMNB) made $96.4M of revenue in the third quarter 2026 (Q3 2026), +36% from a year earlier. Of every dollar of revenue, 17¢ was left as operating profit, 15¢ was left as net earnings.

What is Farmers National Banc's profit margin?

Net earnings were $14.5M, 15.1% of revenue, in the third quarter 2026; the operating margin was 17.0%.

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Updated Nov 8, 2026. Read automatically from SEC filings and public data; errors are possible. Not investment advice.