Filing Flows › First Bancorp (FNLC) › How it makes money
How First Bancorp (FNLC) makes money
First Bancorp (FNLC) made $27.5M of revenue in the third quarter 2026 (Q3 2026), +12% from a year earlier. Net interest income brought in $22.5M (82%); Noninterest income brought in $5.0M (18%). Of every dollar of revenue, 47¢ was left as operating profit, 39¢ was left as net earnings.
Drawing the Sankey…
Revenue by segment, Q3 2026
| Segment | Revenue | Share | Q/Q | Y/Y |
|---|---|---|---|---|
| Net interest income | $22.5M | 81.9% | +6% | +12% |
| Noninterest income | $5.0M | 18.1% | +7% | +11% |
Where each dollar of revenue goes
| Line | Q3 2026 | % of revenue |
|---|---|---|
| Revenue | $27.5M | 100.0% |
| Operating profit | $13.0M | 47.1% |
| Income tax | $2.3M | 8.3% |
| Net earnings | $10.7M | 38.8% |
| Operating cash flow | $9.6M | 35.0% |
| Free cash flow | $9.5M | 34.7% |
Revenue, quarter by quarter
| Quarter | Revenue | Y/Y |
|---|---|---|
| Q3 2026 | $27.5M | +12% |
From First Bancorp's 10-Q filed Nov 5, 2026 (on EDGAR).
Questions
How does First Bancorp make money?
First Bancorp (FNLC) made $27.5M of revenue in the third quarter 2026 (Q3 2026), +12% from a year earlier. Net interest income brought in $22.5M (82%); Noninterest income brought in $5.0M (18%). Of every dollar of revenue, 47¢ was left as operating profit, 39¢ was left as net earnings.
What is First Bancorp's biggest business?
Net interest income: $22.5M in the third quarter 2026, 82% of revenue, +12% from a year earlier.
What is First Bancorp's profit margin?
Net earnings were $10.7M, 38.8% of revenue, in the third quarter 2026; the operating margin was 47.1%.
Updated Nov 8, 2026. Read automatically from SEC filings and public data; errors are possible. Not investment advice.