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Finance of America Companies (FOA) guidance and outlook

Finance of America Companies' 10-Q filed Nov 6, 2026 makes 9 forward-looking statements.

Guidance and outlook

Forward-looking statements, 10-Q filed Nov 6, 2026

• We are also pursuing partnerships with mortgage servicers to make our second lien reverse mortgage loan products available to their eligible traditional mortgage customers with a streamlined approval process, which we expect to broaden the reach of, and raise origination volumes for, the second lien product.
• We are a leader in this market and we are focused on developing and offering products for borrowers with interest in using home equity-based financing solutions as retirement planning tools, which we believe will continue to increase our addressable customer base and ultimately raise our origination volumes.
• We believe that these efforts have and will (i) increase brand and product recognition among customers and mortgage brokers, (ii) improve overall customer experience, and (iii) ultimately raise our origination volumes.
• We believe that these efforts will significantly broaden the reach of our products and ultimately raise our origination volumes.
• In response to these market conditions, in October 2026, we implemented changes to our products and pricing intended to improve reverse mortgage origination margins.
• We include an adjustment for the significant market or model input components of the change in fair value because, while based on real observable and/or predicted changes in drivers of the valuation of assets or liabilities, they may be mismatched in any given period with the actual change in the underlying economics or when they will be realized in actual cash flows.
• Our cash flow from operating activities when combined with net proceeds from our portfolio financing activities, as well as capacity through existing facilities, provide adequate resources to fund our anticipated ongoing cash requirements .
• Our restricted cash increased $447.5 million during the nine months ended September 30, 2026, which was primarily attributable to cash held in connection with a securitization completed during the third quarter of 2026 that will be used to purchase additional collateral for the securitization.
• If neither the Company nor the holder elects to convert the Convertible Notes, the principal amount will be payable at maturity.

Finance of America Companies' latest quarter

Questions

What does Finance of America Companies expect?

We are also pursuing partnerships with mortgage servicers to make our second lien reverse mortgage loan products available to their eligible traditional mortgage customers with a streamlined approval process, which we expect to broaden the reach of, and raise origination volumes for, the second lien product. We are a leader in this market and we are focused on developing and offering products for borrowers with interest in using home equity-based financing solutions as retirement planning tools, which we believe will continue to increase our addressable customer base and ultimately raise our o

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Updated Nov 8, 2026. Read automatically from SEC filings and public data; errors are possible. Not investment advice.