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Finance of America Companies (FOA) earnings and revenue breakdown
Latest: Q2 2026 · 10-Q filed Aug 7, 2026 · Finance of America Companies (FOA) Q2 2026 earnings results →
Q2 2026 Revenue down 65% year over year to $62.5M · 46¢ of every $1 of revenue lost · operating margin -113.7%
Finance of America Companies made $62.5M in Q2 2026 (-65% Y/Y). Operating margin -113.7%, net loss $28.9M. See where every dollar goes — costs, profit and cash — as a Sankey from the 10-Q filed Aug 7, 2026.
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What changed this quarter
Revenue was $62.5M in Q2 2026, down 65% year over year and down 48% from the previous quarter.
Operating costs exceeded revenue by $71.1M, an operating margin of -113.7%. Total costs grew 40% against a revenue fall of 65%. The fastest-growing cost line was Other operating costs (+46%). The quarter ended with a net loss of $28.9M, after a profit of $35.2M the previous quarter. Minority interests bore $30.9M of it: to shareholders the quarter was a profit of $2.1M.
Operating cash flow was −$183.3M. Non-cash charges added back $9.9M of depreciation and amortization. Working capital and other items used $164.3M.
Quarterly history
| Quarter | Form | Filed | Revenue | Y/Y | Op. margin | Net earnings | Op. cash flow |
|---|---|---|---|---|---|---|---|
| Q2 2026 | 10-Q | Aug 7, 2026 | $62.5M | -65% | -113.7% | −$28.9M | −$183M |
| Q1 2026 | 10-Q | May 11, 2026 | $120M | -28% | 30.2% | $17.5M | −$131M |
| Q4 2025 | 10-K | Mar 13, 2026 | $73.5M | — | -30.8% | −$21.9M | −$91.4M |
| Q3 2025 | 10-Q | Nov 13, 2025 | $80.8M | -72% | -36.8% | −$29.9M | −$150M |
| Q2 2025 | 10-Q | Aug 11, 2025 | $177M | +124% | 46.2% | $34.9M | −$96.5M |
| Q1 2025 | 10-Q | May 20, 2025 | $166M | +122% | 46.4% | $30.2M | −$92.1M |
Charts
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🔄Rotation against the market and its industry (RRG)interactive
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⚖️Fair value by methodinteractive
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📈Investments: gains and what it boughtinteractive
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About Finance of America Companies
Finance of America Companies Inc. (“FOA”) is a financial services holding company which, through its operating subsidiaries, is a leading provider of home equity-based financing solutions for a modern retirement. In addition, FOA offers capital markets and portfolio management capabilities primarily to optimize the distribution of its originated loans to investors. FOA was incorporated in Delaware on October 9, 2020 and became a publicly-traded company on the New York Stock Exchange (the “NYSE”) in April 2021, with trading beginning on April 5, 2021. On August 15, 2025, FOA’s Class A Common Stock also began trading on NYSE Texas, Inc. (“NYSE Texas”). FOA continues to maintain its primary listing on the NYSE and trades under the same “FOA” ticker symbol on both exchanges.
In its own words, from its 10-K, filed Mar 13, 2026.
Finance of America Companies against its Mortgage Bankers & Loan Correspondents peers
The largest companies of the same SEC industry, each at its latest quarter. Revenue growth: -65% against the peers' median -4%. Operating margin: -113.7% against the peers' median 9.4%.
| Company | Quarter | Revenue | Y/Y | Op. margin |
|---|---|---|---|---|
| FOA Finance of America Companies | Q2 2026 | $62.5M | -65% | -113.7% |
| RKT Rocket Companies | Q3 2026 | $3.3B | +94% | 29.2% |
| UWMC UWM Holdings | Q3 2026 | $811M | -4% | 27.6% |
| PFSI PennyMac Financial Services | Q3 2026 | $469M | -26% | 9.1% |
| ONIT Onity Group | Q3 2026 | $278M | -0.8% | 57.6% |
| Korth Direct Mortgage | Q2 2026 | $3.3M | -21% | 9.4% |
| BLNE Beeline Holdings | Q2 2026 | $2.6M | +57% | -171.0% |
Source: Finance of America Companies 10-Q on SEC EDGAR · CIK 1828937 · Mortgage Bankers & Loan Correspondents
Guidance and outlook
13F: who owns FOA and who is buying
More on FOA
- How Finance of America Companies makes money: revenue by segment
- Finance of America Companies next earnings date and what analysts expect
- Finance of America Companies stock forecast, price target and fair value
- Who owns Finance of America Companies stock: holders, funds and Congress trades
- Finance of America Companies guidance and outlook
History
Every quarter: Q2 2026 results · Q1 2026 results · Q4 2025 results · Q3 2025 results · Q2 2025 results · Q1 2025 results