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PennyMac Financial Services vs Finance of America Companies: PFSI and FOA compared
PennyMac Financial Services is the larger company: $469M of revenue in its latest quarter (Q3 2026) against $62.5M for Finance of America Companies (Q2 2026). PennyMac Financial Services is growing faster (-26% against -65% a year earlier). PennyMac Financial Services is more profitable, with an operating margin of 9.1% against -113.7%.
Where the money goes: PFSI and FOA
PennyMac Financial Services (PFSI) · Q3 2026
PennyMac Financial Services, Q3 2026: revenue $469M (-26% year over year), operating margin 9.1%, net earnings $28.7M, operating cash flow $854M. The chart follows the revenue to costs, profit and cash.
Finance of America Companies (FOA) · Q2 2026
Finance of America Companies, Q2 2026: revenue $62.5M (-65% year over year), operating margin -113.7%, net loss $28.9M, operating cash flow −$183M. The chart follows the revenue to costs, profit and cash.
| PennyMac Financial Services (PFSI) | Finance of America Companies (FOA) | |
|---|---|---|
| Latest quarter | Q3 2026 | Q2 2026 |
| Revenue | $469M | $62.5M |
| Revenue growth, Y/Y | -26% | -65% |
| Operating margin | 9.1% | -113.7% |
| Net earnings | $28.7M | −$28.9M |
| Net margin | 6.1% | -46.2% |
| Operating cash flow | $854M | −$183M |
| Free cash flow | $850M | — |
| Market value | $3.5B | — |
| P/E | 14.7× | — |
| Analysts’ mean target | $72.17 | — |
Questions
Which is bigger, PennyMac Financial Services or Finance of America Companies?
PennyMac Financial Services is the larger company: $469M of revenue in its latest quarter (Q3 2026) against $62.5M for Finance of America Companies (Q2 2026).
Is PennyMac Financial Services or Finance of America Companies growing faster?
PennyMac Financial Services is growing faster (-26% against -65% a year earlier).
Which is more profitable, PennyMac Financial Services or Finance of America Companies?
PennyMac Financial Services is more profitable, with an operating margin of 9.1% against -113.7%.
More: PennyMac Financial Services earnings · how PennyMac Financial Services makes money · Finance of America Companies earnings · how Finance of America Companies makes money
From the companies' latest 10-Q, 10-K or earnings release (10-Q filed Nov 3, 2026; 10-Q filed Aug 7, 2026). Fiscal quarters can end on different dates. Not investment advice.