Filing Flows › Finance of America Companies (FOA) › Q1 2025
Finance of America Companies (FOA) Q1 2025 earnings results (first quarter 2025)
10-Q filed May 20, 2025
Finance of America Companies (FOA) reported revenue of $166M for the first quarter 2025 (Q1 2025), +122% from a year earlier. Operating margin was 46.4%, net earnings $30.2M (18.2% of revenue).
Finance of America Companies, Q1 2025: revenue $166M (+122% year over year), operating margin 46.4%, net earnings $30.2M, operating cash flow −$92.1M. The chart follows the revenue to costs, profit and cash.
| Q1 2025 | Amount | Q/Q | Y/Y |
|---|---|---|---|
| Revenue | $166M | — | +122% |
| Operating profit | $76.9M | — | — |
| Net earnings | $30.2M | — | — |
| Operating cash flow | −$92.1M | — | — |
What changed
Revenue was $165.7M in Q1 2025, up 122% year over year.
Operating profit was $76.9M, a 46.4% margin (up 73.6 points year over year). Total costs fell 7% while revenue rose 122%. The fastest-growing cost line was Sales & marketing (+26%). Net earnings were $30.2M. The effective tax rate was 2.5%.
Operating cash flow was −$92.1M. Non-cash charges added back $9.7M of depreciation and amortization. Working capital and other items used $176.7M.
Questions
What was Finance of America Companies' revenue in the first quarter 2025?
Finance of America Companies (FOA) reported revenue of $166M for the first quarter 2025 (Q1 2025), +122% from a year earlier.
Was Finance of America Companies profitable in the first quarter 2025?
Operating profit was $76.9M (46.4% of revenue) and net earnings $30.2M.