Filing Flows › Finance of America Companies (FOA) › Q2 2025
Finance of America Companies (FOA) Q2 2025 earnings results (second quarter 2025)
10-Q filed Aug 11, 2025
Finance of America Companies (FOA) reported revenue of $177M for the second quarter 2025 (Q2 2025), +124% from a year earlier and +7% from the quarter before. Operating margin was 46.2%, net earnings $34.9M (19.7% of revenue).
Finance of America Companies, Q2 2025: revenue $177M (+124% year over year), operating margin 46.2%, net earnings $34.9M, operating cash flow −$96.5M. The chart follows the revenue to costs, profit and cash.
| Q2 2025 | Amount | Q/Q | Y/Y |
|---|---|---|---|
| Revenue | $177M | +7% | +124% |
| Operating profit | $82.0M | +7% | — |
| Net earnings | $34.9M | +16% | — |
| Operating cash flow | −$96.5M | — | — |
What changed
Revenue was $177.4M in Q2 2025, up 124% year over year and up 7% from the previous quarter.
Operating profit was $82.0M, a 46.2% margin (up 51.2 points year over year). Total costs grew 15% against revenue growth of 124%. The fastest-growing cost line was Other operating costs (+25%). Net earnings were $34.9M. The effective tax rate was 2.6%.
Operating cash flow was −$96.5M. Non-cash charges added back $9.7M of depreciation and amortization. Working capital and other items used $185.9M.
Questions
What was Finance of America Companies' revenue in the second quarter 2025?
Finance of America Companies (FOA) reported revenue of $177M for the second quarter 2025 (Q2 2025), +124% from a year earlier and +7% from the quarter before.
Was Finance of America Companies profitable in the second quarter 2025?
Operating profit was $82.0M (46.2% of revenue) and net earnings $34.9M.