Filing Flows › Finance of America Companies (FOA) › Q4 2025
Finance of America Companies (FOA) Q4 2025 earnings results (fourth quarter 2025)
10-K filed Mar 13, 2026
Finance of America Companies (FOA) reported revenue of $73.5M for the fourth quarter 2025 (Q4 2025) and -9% from the quarter before. Operating margin was -30.8%, net loss $21.9M (29.8% of revenue).
Finance of America Companies, Q4 2025: revenue $73.5M, operating margin -30.8%, net loss $21.9M, operating cash flow −$91.4M. The chart follows the revenue to costs, profit and cash.
| Q4 2025 | Amount | Q/Q | Y/Y |
|---|---|---|---|
| Revenue | $73.5M | -9% | — |
| Operating profit | −$22.6M | — | — |
| Net earnings | −$21.9M | — | — |
| Operating cash flow | −$91.4M | — | — |
What changed
Revenue was $73.5M in Q4 2025, down 9% from the previous quarter.
Operating costs exceeded revenue by $22.6M, an operating margin of -30.8%. The quarter ended with a net loss of $21.9M, narrower than the previous quarter's $29.9M loss. Minority interests bore $11.5M of it: to shareholders the quarter was a loss of $10.4M.
Operating cash flow was −$91.4M. Non-cash charges added back $9.6M of depreciation and amortization. Working capital and other items used $79.2M.
Questions
What was Finance of America Companies' revenue in the fourth quarter 2025?
Finance of America Companies (FOA) reported revenue of $73.5M for the fourth quarter 2025 (Q4 2025) and -9% from the quarter before.
Was Finance of America Companies profitable in the fourth quarter 2025?
Operating loss was $22.6M (-30.8% of revenue) and net loss $21.9M.