Filing Flows › Finance of America Companies (FOA) › Q1 2026
Finance of America Companies (FOA) Q1 2026 earnings results (first quarter 2026)
10-Q filed May 11, 2026
Finance of America Companies (FOA) reported revenue of $120M for the first quarter 2026 (Q1 2026), -27% from a year earlier and +63% from the quarter before. Operating margin was 30.2%, net earnings $17.5M (14.6% of revenue).
Finance of America Companies, Q1 2026: revenue $120M (-28% year over year), operating margin 30.2%, net earnings $17.5M, operating cash flow −$131M. The chart follows the revenue to costs, profit and cash.
| Q1 2026 | Amount | Q/Q | Y/Y |
|---|---|---|---|
| Revenue | $120M | +63% | -27% |
| Operating profit | $36.3M | — | -53% |
| Net earnings | $17.5M | — | -42% |
| Operating cash flow | −$131M | — | — |
What changed
Revenue was $120.1M in Q1 2026, down 27% year over year and up 63% from the previous quarter.
Operating profit was $36.3M, a 30.2% margin (down 16.3 points year over year). Total costs fell 5% while revenue fell 27%. The fastest-growing cost line was Sales & marketing (+24%). Net earnings were $17.5M, down 42% year over year. The effective tax rate was 3.0%.
Operating cash flow was −$130.9M. Non-cash charges added back $9.9M of depreciation and amortization. Working capital and other items used $175.9M.
Questions
What was Finance of America Companies' revenue in the first quarter 2026?
Finance of America Companies (FOA) reported revenue of $120M for the first quarter 2026 (Q1 2026), -27% from a year earlier and +63% from the quarter before.
Was Finance of America Companies profitable in the first quarter 2026?
Operating profit was $36.3M (30.2% of revenue) and net earnings $17.5M.