Filing Flows › Shift4 Payments (FOUR) › Q3 2026
Shift4 Payments (FOUR) Q3 2026 earnings results (third quarter 2026)
10-Q filed Nov 5, 2026
Shift4 Payments (FOUR) reported revenue of $1.3B for the third quarter 2026 (Q3 2026), +12% from a year earlier and +2% from the quarter before. Operating margin was 9.9%, net earnings $38.0M (2.9% of revenue).
Shift4 Payments, Q3 2026: revenue $1.3B (+12% year over year), operating margin 9.9%, net earnings $38.0M, operating cash flow $221M. The chart follows the revenue to costs, profit and cash.
| Q3 2026 | Amount | Q/Q | Y/Y |
|---|---|---|---|
| Revenue | $1.3B | +2% | +12% |
| Operating profit | $130M | +37% | +13% |
| Net earnings | $38.0M | +73% | +36% |
| Operating cash flow | $221M | +251% | +28% |
| Free cash flow | $216M | +279% | +31% |
What changed
Revenue was $1.3B in Q3 2026, up 12% year over year and up 2% from the previous quarter. Payments-based revenue was the largest line at 81% of revenue. Payments-based revenue added $0.14B year over year (up 16%), 102% of the total change. Subscription and other revenue declined 10%.
Operating profit was $0.13B, a 9.9% margin (up 0.1 points year over year). Of the extra revenue versus Q3 2025, 11% reached operating profit, above the 10% margin then. Total costs grew 12% against revenue growth of 12%. The fastest-growing cost line was Sales & marketing (+71%). Net earnings were $0.04B, up 36% year over year. The effective tax rate was 39.4%.
Operating cash flow was $0.22B (up 28% year over year), 552% of net income including minority interests. Non-cash charges added back $0.13B of depreciation and amortization and $0.02B of share-based compensation. Working capital and other items added $0.03B. Capital expenditures of $0.01B left free cash flow of $0.22B.
Questions
What was Shift4 Payments' revenue in the third quarter 2026?
Shift4 Payments (FOUR) reported revenue of $1.3B for the third quarter 2026 (Q3 2026), +12% from a year earlier and +2% from the quarter before.
Was Shift4 Payments profitable in the third quarter 2026?
Operating profit was $130M (9.9% of revenue) and net earnings $38.0M.
Source: Shift4 Payments 10-Q on SEC EDGAR.