Filing Flows › Franklin Financial Services (FRAF) › Q3 2026 › vs Q3 2025
Franklin Financial Services (FRAF) Q3 2026 vs Q3 2025 (year over year)
Franklin Financial Services's revenue rose $747K (+2%) from $34.5M in Q3 2025 to $35.2M in Q3 2026. Operating margin 30.2% against 19.3% (+10.9 pts).
Franklin Financial Services, Q3 2026: revenue $35.2M (+2% year over year), operating margin 30.2%, net earnings $8.5M, operating cash flow $13.5M. The chart draws each line against Q3 2025, the increases inside each band.
Margins
| Q3 2026 | Q3 2025 | Change | |
|---|---|---|---|
| Operating margin | 30.2% | 19.3% | +10.9 pts |
| Net margin | 24.2% | 15.5% | +8.7 pts |
Every line
| Line | Q3 2026 | Q3 2025 | Change | % |
|---|---|---|---|---|
| Revenue | $35.2M | $34.5M | $747K | +2% |
| Operating profit | $10.7M | $6.7M | $4.0M | +60% |
| Costs & expenses | $24.6M | $27.8M | −$3.3M | -12% |
| Pre-tax earnings | $10.7M | $6.7M | $4.0M | +60% |
| Sales & marketing | $340K | $439K | −$99K | -23% |
| Other operating costs | $24.2M | $27.4M | −$3.2M | -12% |
| Net earnings | $8.5M | $5.4M | $3.2M | +59% |
| Income tax | $2.1M | $1.3M | $818K | +63% |
| Share-based compensation | $178K | $158K | $20K | +13% |
| Working capital & other | $4.8M | $2.2M | $2.6M | +114% |
| Operating cash flow | $13.5M | $8.3M | $5.2M | +63% |
Questions
How much did Franklin Financial Services's revenue grow year over year in Q3 2026?
Franklin Financial Services's revenue rose $747K (+2%) from $34.5M in Q3 2025 to $35.2M in Q3 2026. Operating margin 30.2% against 19.3% (+10.9 pts).