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Primis Financial cash flow, quarter by quarter

Latest: Q3 2026 · from the cash-flow statements filed with the SEC

Free cash flow$78.8M in Q3 2026 · $47.8M over twelve months

Operating cash flow$79.1M
Capital spending−$302K
Free cash flow+$78.8M
Cash / net income9.1×

Analysis

In Q3 2026, Primis Financial generated $79.1M of operating cash flow and spent $302K on capital projects, leaving free cash flow of $78.8M. That is $90.2M more than in Q3 2025 (−$11.4M).

Over the twelve months to Sep 30, 2026, operating cash flow was $47.8M; the largest uses were other investing ($179M), dividends ($10.0M); besides operations, cash came from other financing ($243M); the cash balance rose by $101M.

Operating cash flow was $79.1M against net income of $8.7M — 9.1× profit, cash ran ahead of reported earnings. The largest differences: prepaid and other assets −$2.8M, other liabilities −$1.8M, stock-based pay +$294K.

Free cash flow

Primis Financial: free cash flow by quarterPrimis Financial: free cash flow by quarter−$39.0MQ4 2024$34.4MQ1 2025−$41.0MQ2 2025−$11.4MQ3 2025$28.7MQ4 2025−$54.6MQ1 2026−$6.0MQ2 2026$78.8MQ3 2026
Operating cash flow less capital spending.
Primis Financial: operating cash flow against capital spendingPrimis Financial: operating cash flow against capital spendingOperating cash flowCapital spending−$37.8M$1.2MQ4 2024$34.4M$0Q1 2025−$41.0M$0Q2 2025−$11.4M$0Q3 2025$28.7M$0Q4 2025−$54.4M$204KQ1 2026−$5.7M$298KQ2 2026$79.1M$302KQ3 2026
Latest (Q3 2026): Operating cash flow $79.1M, Capital spending $302K.

Capital allocation, year by year

Primis Financial: where the cash came from (up) and went (down), by fiscal yearPrimis Financial: where the cash came from (up) and went (down), by fiscal yearOperating cash flowNet borrowingShares issuedAsset salesCapital spendingAcquisitionsBuybacksDividendsFY2021: Operating cash flow $27.6MFY2021: Net borrowing −$6.1MFY2021: Shares issued $1.5MFY2021: Capital spending −$2.5MFY2021: Dividends −$9.8M$29.1MFY2021FY2022: Operating cash flow $12.4MFY2022: Net borrowing $306MFY2022: Shares issued $572KFY2022: Capital spending −$1.0MFY2022: Acquisitions −$4.6MFY2022: Dividends −$9.9M$319MFY2022FY2023: Operating cash flow $28.8MFY2023: Net borrowing −$275MFY2023: Shares issued $146KFY2023: Capital spending −$1.9MFY2023: Dividends −$9.9M$29.0MFY2023FY2024: Operating cash flow $19.5MFY2024: Net borrowing −$33.2MFY2024: Shares issued $210KFY2024: Asset sales $3.9MFY2024: Capital spending −$1.2MFY2024: Dividends −$9.9M$23.7MFY2024FY2025: Operating cash flow $10.8MFY2025: Shares issued $15KFY2025: Asset sales $2.3MFY2025: Capital spending −$1.7MFY2025: Buybacks −$807KFY2025: Dividends −$9.9M$13.1MFY2025
Over these 5 years operating cash flow totalled $99.2M; the largest uses were net borrowing ($314M) and dividends ($49.3M). Cash-flow statements as filed.

Where the cash came from and went

Primis Financial: sources (+) and uses (−) of cash, Q3 2026Primis Financial: sources (+) and uses (−) of cash, Q3 2026Operating cash flow$79.1MOther financing−$54.4MOther investing−$33.7MCash drawn (+) / kept (−)$11.7MDividends−$2.5MCapital spending−$302K
Primis Financial: sources (+) and uses (−) of cash, TTM to Q3 2026Primis Financial: sources (+) and uses (−) of cash, TTM to Q3 2026Other financing$243MOther investing−$179MCash drawn (+) / kept (−)−$101MOperating cash flow$47.8MDividends−$10.0M

From profit to cash

Primis Financial: net income to operating cash flow, Q3 2026Primis Financial: net income to operating cash flow, Q3 2026Net income$8.7MStock-based pay$294KPrepaid and other assets−$2.8MOther liabilities−$1.8MOperating cash flow$79.1M
Non-cash charges are added back; money tied up in receivables or inventory is subtracted.

Every quarter

QuarterOperating cash flowCapital spendingDividendsNet borrowing (+) / repaid (−)Shares issuedCash drawn (+) / kept (−)Free cash flow
Q3 2026$79.1M−$302K−$2.5M——$11.7M$78.8M
Q2 2026−$5.7M−$298K−$2.5M—$65K−$16.9M−$6.0M
Q1 2026−$54.4M−$204K−$2.6M—$113K−$16.3M−$54.6M
Q4 2025$28.7M—−$2.5M——−$79.7M$28.7M
Q3 2025−$11.4M—−$2.5M—$15K$30.2M−$11.4M
Q2 2025−$41.0M—−$2.5M——−$37.0M−$41.0M
Q1 2025$34.4M—−$2.5M−$466K—$7.5M$34.4M
Q4 2024−$37.8M−$1.2M−$2.5M−$165M—$12.8M−$39.0M

Primis Financial: income statement and cash flow

Primis Financial, Q3 2026: revenue $49.2M (+20% year over year), operating margin 22.2%. The chart follows the revenue to costs, profit and cash.

Primis Financial: every quarter, Q/Q and Y/Y → Open in the app

Read automatically from the company’s XBRL cash-flow statements; quarterly figures for the fourth quarter are the year less the first three. Errors are possible. Not investment advice.