Filing Flows › Firstsun Capital Bancorp (FSUN) › Q3 2026 › vs Q3 2025
Firstsun Capital Bancorp (FSUN) Q3 2026 vs Q3 2025 (year over year)
Firstsun Capital Bancorp's revenue rose $72.4M (+67%) from $107M in Q3 2025 to $180M in Q3 2026. The biggest changes: Net interest income +$59.3M (+73%); Noninterest income +$13.0M (+50%). Operating margin 27.1% against 26.4% (+0.8 pts).
Firstsun Capital Bancorp, Q3 2026: revenue $180M (+68% year over year), operating margin 27.1%, net earnings $38.4M, operating cash flow $50.9M. The chart draws each line against Q3 2025, the increases inside each band.
Margins
| Q3 2026 | Q3 2025 | Change | |
|---|---|---|---|
| Operating margin | 27.1% | 26.4% | +0.8 pts |
| Net margin | 21.4% | 21.6% | -0.2 pts |
| Free cash flow margin | 26.9% | 44.4% | -17.5 pts |
Every line
| Line | Q3 2026 | Q3 2025 | Change | % |
|---|---|---|---|---|
| Net interest income | $140M | $81.0M | $59.3M | +73% |
| Noninterest income | $39.4M | $26.3M | $13.0M | +50% |
| Revenue | $180M | $107M | $72.4M | +67% |
| Operating profit | $48.7M | $28.3M | $20.4M | +72% |
| Costs & expenses | $131M | $79.0M | $52.0M | +66% |
| Pre-tax earnings | $48.7M | $28.3M | $20.4M | +72% |
| Credit loss provision | $4.4M | $10.1M | −$5.7M | -56% |
| Noninterest expense | $127M | $68.9M | $57.7M | +84% |
| Net earnings | $38.4M | $23.2M | $15.2M | +66% |
| Income tax | $10.3M | $5.1M | $5.2M | +102% |
| Depreciation & amortization | $2.7M | $2.1M | $655K | +32% |
| Share-based compensation | $2.0M | $1.2M | $708K | +57% |
| Working capital & other | $7.8M | $22.9M | −$15.1M | -66% |
| Operating cash flow | $50.9M | $49.4M | $1.5M | +3% |
| Free cash flow (OCF − capex) | $48.4M | $47.6M | $733K | +2% |
| Capital expenditures | $2.5M | $1.8M | $783K | +45% |
Questions
How much did Firstsun Capital Bancorp's revenue grow year over year in Q3 2026?
Firstsun Capital Bancorp's revenue rose $72.4M (+67%) from $107M in Q3 2025 to $180M in Q3 2026.
What drove Firstsun Capital Bancorp's revenue change in Q3 2026?
Net interest income +$59.3M (+73%); Noninterest income +$13.0M (+50%).