Filing Flows › Firstsun Capital Bancorp (FSUN) › Q3 2026
Firstsun Capital Bancorp (FSUN) Q3 2026 earnings results (third quarter 2026)
10-Q filed Nov 9, 2026
Firstsun Capital Bancorp (FSUN) reported revenue of $180M for the third quarter 2026 (Q3 2026), +67% from a year earlier and -2% from the quarter before. Operating margin was 27.1%, net earnings $38.4M (21.4% of revenue).
Firstsun Capital Bancorp, Q3 2026: revenue $180M (+68% year over year), operating margin 27.1%, net earnings $38.4M, operating cash flow $50.9M. The chart follows the revenue to costs, profit and cash.
| Q3 2026 | Amount | Q/Q | Y/Y |
|---|---|---|---|
| Revenue | $180M | -2% | +67% |
| Operating profit | $48.7M | — | +72% |
| Net earnings | $38.4M | — | +66% |
| Operating cash flow | $50.9M | -95% | +3% |
| Free cash flow | $48.4M | -96% | +2% |
What changed
Revenue was $179.7M in Q3 2026, up 67% year over year and down 2% from the previous quarter. Net interest income was the largest line at 78% of revenue. Net interest income added $59.3M year over year (up 73%), 82% of the total change.
Operating profit was $48.7M, a 27.1% margin (up 0.8 points year over year). Of the extra revenue versus a year earlier, 28% reached operating profit, above the 26% margin then. Total costs grew 66% against revenue growth of 67%. The fastest-growing cost line was Noninterest expense (+84%). Net earnings were $38.4M, up 66% year over year. The effective tax rate was 21.2%.
Operating cash flow was $50.9M (up 3% year over year), 133% of net earnings. Non-cash charges added back $2.7M of depreciation and amortization and $2.0M of share-based compensation. Working capital and other items added $7.8M. Capital expenditures of $2.5M left free cash flow of $48.4M.
Questions
What was Firstsun Capital Bancorp's revenue in the third quarter 2026?
Firstsun Capital Bancorp (FSUN) reported revenue of $180M for the third quarter 2026 (Q3 2026), +67% from a year earlier and -2% from the quarter before.
Was Firstsun Capital Bancorp profitable in the third quarter 2026?
Operating profit was $48.7M (27.1% of revenue) and net earnings $38.4M.