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Fulton Financial (FULT) Q2 2026 earnings results (second quarter 2026)
10-Q filed Aug 7, 2026
Fulton Financial (FULT) reported revenue of $364M for the second quarter 2026 (Q2 2026), +12% from a year earlier and +10% from the quarter before. Operating margin was 35.1%, net earnings $102M (28.2% of revenue).
Fulton Financial, Q2 2026: revenue $364M (+12% year over year), operating margin 35.1%, net earnings $102M, operating cash flow $99.7M. The chart follows the revenue to costs, profit and cash.
| Q2 2026 | Amount | Q/Q | Y/Y |
|---|---|---|---|
| Revenue | $364M | +10% | +12% |
| Operating profit | $128M | +9% | +4% |
| Net earnings | $102M | +8% | +3% |
| Operating cash flow | $99.7M | -13% | +9% |
What changed
Revenue was $363.6M in Q2 2026, up 12% year over year and up 10% from the previous quarter. Commercial banking was the largest line at 7% of revenue. Other added $6.1M year over year (up 125%), 16% of the total change.
Operating profit was $127.7M, a 35.1% margin (down 2.7 points year over year). Of the extra revenue versus Q2 2025, 13% reached operating profit, below the 38% margin then. Total costs grew 17% against revenue growth of 12%. The fastest-growing cost line was Noninterest expense (+20%). Net earnings were $102.4M, up 3% year over year. The effective tax rate was 19.8%.
Operating cash flow was $99.7M (up 9% year over year), 97% of net earnings. Non-cash charges added back $4.0M of share-based compensation. Working capital and other items used $6.7M.
Questions
What was Fulton Financial's revenue in the second quarter 2026?
Fulton Financial (FULT) reported revenue of $364M for the second quarter 2026 (Q2 2026), +12% from a year earlier and +10% from the quarter before.
Was Fulton Financial profitable in the second quarter 2026?
Operating profit was $128M (35.1% of revenue) and net earnings $102M.
Source: Fulton Financial 10-Q on SEC EDGAR.