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Fulton Financial (FULT) earnings and revenue breakdown
Latest: Q3 2026 · 10-Q filed Nov 6, 2026 · Fulton Financial (FULT) Q3 2026 earnings results →
Q3 2026 Revenue up 10% year over year to $367M · 32¢ of every $1 of revenue kept as net profit · operating margin 39.4%
Fulton Financial made $367M in Q3 2026 (+10% Y/Y): Other revenues $290M, Wealth management $25.3M, Commercial banking $25.0M. Operating margin 39.4%, net earnings $117M. See where every dollar goes — costs, profit and cash — as a Sankey from the 10-Q filed Nov 6, 2026.
Drawing the Sankey…
Open the interactive Sankey → click any line for what the company wrote about it, compare Y/Y and Q/Q, export as PNG or PDF
What changed this quarter
Revenue was $367.3M in Q3 2026, up 10% year over year and up 1% from the previous quarter. Wealth management was the largest line at 7% of revenue. Wealth management added $2.6M year over year (up 12%), 8% of the total change.
Operating profit was $144.7M, a 39.4% margin (up 1.2 points year over year). Of the extra revenue versus Q3 2025, 52% reached operating profit, above the 38% margin then. Total costs grew 8% against revenue growth of 10%. The fastest-growing cost line was Noninterest expense (+11%). Net earnings were $116.7M, up 16% year over year. The effective tax rate was 19.4%.
Operating cash flow was $294.1M (up 153% year over year), 252% of net earnings. Non-cash charges added back $4.2M of share-based compensation. Working capital and other items added $173.3M.
Quarterly history
| Quarter | Form | Filed | Revenue | Y/Y | Op. margin | Net earnings | Op. cash flow |
|---|---|---|---|---|---|---|---|
| Q3 2026 | 10-Q | Nov 6, 2026 | $367M | +10% | 39.4% | $117M | $294M |
| Q2 2026 | 10-Q | Aug 7, 2026 | $364M | +12% | 35.1% | $102M | $99.7M |
| Q1 2026 | 10-Q | May 8, 2026 | $332M | +4% | 35.3% | $94.8M | $115M |
| Q4 2025 | 10-K | Feb 27, 2026 | $336M | +5% | 35.7% | $99.0M | $96.0M |
| Q3 2025 | 10-Q | Nov 7, 2025 | $335M | +5% | 38.2% | $100M | $116M |
| Q2 2025 | 10-Q | Aug 8, 2025 | $324M | -3% | 37.8% | $99.2M | $91.7M |
| Q1 2025 | 10-Q | May 9, 2025 | $318M | +21% | 36.1% | $93.0M | $703K |
Charts
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🔄Rotation against the market and its industry (RRG)interactive
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⚖️Fair value by methodinteractive
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📈Investments: gains and what it boughtinteractive
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About Fulton Financial
The Corporation was incorporated under the laws of Pennsylvania on February 8, 1982 and became a bank holding company through the acquisition of all of the outstanding stock of Fulton Bank on June 30, 1982. In 2000, we became a financial holding company as defined in the GLBA, which gave us the ability to expand our financial services activities under our holding company structure. See "Item 1. Business - Competition and - Supervision and Regulation. " We directly own 100% of the common stock of Fulton Bank and five non-bank entities. On November 24, 2025, the Corporation entered into the Merger Agreement with Blue Foundry. Under the terms of the Merger Agreement, Blue Foundry will merge with and into the Corporation, with the Corporation continuing as the surviving corporation.
In its own words, from its 10-K, filed Feb 27, 2026.
Fulton Financial against its National Commercial Banks peers
The largest companies of the same SEC industry, each at its latest quarter. Revenue growth: +10% against the peers' median +8%. Operating margin: 39.4% against the peers' median 32.5%.
| Company | Quarter | Revenue | Y/Y | Op. margin |
|---|---|---|---|---|
| FULT Fulton Financial | Q3 2026 | $367M | +10% | 39.4% |
| JPM JPMorgan Chase | Q3 2026 | $50.2B | +8% | 40.1% |
| BAC Bank of America | Q3 2026 | $30.0B | +3% | 29.9% |
| C Citigroup | Q3 2026 | $23.8B | +8% | 30.6% |
| WFC Wells Fargo | Q3 2026 | $21.9B | +2% | 32.5% |
| COF Capital One Financial | Q3 2026 | $16.3B | +6% | 28.0% |
| USB US Bancorp | Q3 2026 | $8.0B | +9% | 35.1% |
| PNC PNC Financial Services Group | Q3 2026 | $6.6B | +11% | 40.0% |
| TFC Truist Financial | Q3 2026 | $3.7B | -28% | 23.9% |
Source: Fulton Financial 10-Q on SEC EDGAR · CIK 700564 · National Commercial Banks
13F: who owns FULT and who is buying
More on FULT
History
Every quarter: Q3 2026 results · Q2 2026 results · Q1 2026 results · Q4 2025 results · Q3 2025 results · Q2 2025 results · Q1 2025 results