Filing Flows › First US Bancshares (FUSB) › Q3 2026 › vs Q3 2025
First US Bancshares (FUSB) Q3 2026 vs Q3 2025 (year over year)
First US Bancshares's revenue rose $295K (+3%) from $10.5M in Q3 2025 to $10.8M in Q3 2026. The biggest changes: Net interest income +$188K (+2%); Noninterest income +$107K (+12%). Operating margin 23.3% against 23.9% (-0.7 pts).
First US Bancshares, Q3 2026: revenue $10.8M (+3% year over year), operating margin 23.3%, net earnings $2.0M, operating cash flow $3.9M. The chart draws each line against Q3 2025, the increases inside each band.
Margins
| Q3 2026 | Q3 2025 | Change | |
|---|---|---|---|
| Operating margin | 23.3% | 23.9% | -0.7 pts |
| Net margin | 18.1% | 18.4% | -0.3 pts |
| Free cash flow margin | 34.3% | 34.1% | +0.1 pts |
Every line
| Line | Q3 2026 | Q3 2025 | Change | % |
|---|---|---|---|---|
| Net interest income | $9.8M | $9.7M | $188K | +2% |
| Noninterest income | $967K | $860K | $107K | +12% |
| Revenue | $10.8M | $10.5M | $295K | +3% |
| Operating profit | $2.5M | $2.5M | −$1K | 0% |
| Costs & expenses | $8.3M | $8.0M | $296K | +4% |
| Pre-tax earnings | $2.5M | $2.5M | −$1K | 0% |
| Credit loss provision | $586K | $566K | $20K | +4% |
| Noninterest expense | $7.7M | $7.4M | $276K | +4% |
| Net earnings | $2.0M | $1.9M | $24K | +1% |
| Income tax | $558K | $583K | −$25K | -4% |
| Share-based compensation | $196K | $185K | $11K | +6% |
| Working capital & other | $1.7M | $2.1M | −$371K | -18% |
| Operating cash flow | $3.9M | $4.2M | −$336K | -8% |
| Free cash flow (OCF − capex) | $3.7M | $3.6M | $115K | +3% |
| Capital expenditures | $173K | $624K | −$451K | -72% |
Questions
How much did First US Bancshares's revenue grow year over year in Q3 2026?
First US Bancshares's revenue rose $295K (+3%) from $10.5M in Q3 2025 to $10.8M in Q3 2026.
What drove First US Bancshares's revenue change in Q3 2026?
Net interest income +$188K (+2%); Noninterest income +$107K (+12%).