Filing Flows › First US Bancshares (FUSB) › Q3 2026
First US Bancshares (FUSB) Q3 2026 earnings results (third quarter 2026)
10-Q filed Nov 5, 2026
First US Bancshares (FUSB) reported revenue of $10.8M for the third quarter 2026 (Q3 2026), +3% from a year earlier and 0% from the quarter before. Operating margin was 23.3%, net earnings $2.0M (18.1% of revenue).
First US Bancshares, Q3 2026: revenue $10.8M (+3% year over year), operating margin 23.3%, net earnings $2.0M, operating cash flow $3.9M. The chart follows the revenue to costs, profit and cash.
| Q3 2026 | Amount | Q/Q | Y/Y |
|---|---|---|---|
| Revenue | $10.8M | 0% | +3% |
| Operating profit | $2.5M | +13% | 0% |
| Net earnings | $2.0M | +12% | +1% |
| Operating cash flow | $3.9M | +456% | -8% |
| Free cash flow | $3.7M | — | +3% |
What changed
Revenue was $10.8M in Q3 2026, up 3% year over year and roughly flat from the previous quarter. Net interest income was the largest line at 91% of revenue. Net interest income added $188K year over year (up 2%), 64% of the total change.
Operating profit was $2.5M, a 23.3% margin (down 0.7 points year over year). Operating profit fell $1K even though revenue rose $295K versus Q3 2025, so costs grew faster than sales. Total costs grew 4% against revenue growth of 3%. Net earnings were $2.0M, up 1% year over year. The effective tax rate was 22.2%.
Operating cash flow was $3.9M (down 8% year over year), 198% of net earnings. Non-cash charges added back $196K of share-based compensation. Working capital and other items added $1.7M. Capital expenditures of $173K left free cash flow of $3.7M.
Questions
What was First US Bancshares' revenue in the third quarter 2026?
First US Bancshares (FUSB) reported revenue of $10.8M for the third quarter 2026 (Q3 2026), +3% from a year earlier and 0% from the quarter before.
Was First US Bancshares profitable in the third quarter 2026?
Operating profit was $2.5M (23.3% of revenue) and net earnings $2.0M.