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FVCBankcorp (FVCB) Q2 2026 earnings results (second quarter 2026)

10-Q filed Aug 6, 2026

FVCBankcorp (FVCB) reported revenue of $21.1M for the second quarter 2026 (Q2 2026), +28% from a year earlier and +15% from the quarter before. Operating margin was 49.7%, net earnings $8.2M (39.0% of revenue).

Revenue$21.1M
Year over year+28%
Quarter over quarter+15%
Operating margin49.7%
Net earnings$8.2M

FVCBankcorp, Q2 2026: revenue $21.1M (+28% year over year), operating margin 49.7%, net earnings $8.2M, operating cash flow $8.9M. The chart follows the revenue to costs, profit and cash.

Q2 2026AmountQ/QY/Y
Revenue$21.1M+15%+28%
Operating profit$10.5M+27%+45%
Net earnings$8.2M+29%+45%
Operating cash flow$8.9M+17%+172%
Free cash flow$8.9M+17%+172%

What changed

Revenue was $21.1M in Q2 2026, up 28% year over year and up 15% from the previous quarter.

Operating profit was $10.5M, a 49.7% margin (up 5.9 points year over year). Of the extra revenue versus Q2 2025, 71% reached operating profit, above the 44% margin then. Total costs grew 14% against revenue growth of 28%. Net earnings were $8.2M, up 45% year over year. The effective tax rate was 21.5%.

Operating cash flow was $8.9M (up 172% year over year), 109% of net earnings. Non-cash charges added back $63K of depreciation and amortization and $339K of share-based compensation. Capital expenditures of $14K left free cash flow of $8.9M.

Questions

What was FVCBankcorp's revenue in the second quarter 2026?

FVCBankcorp (FVCB) reported revenue of $21.1M for the second quarter 2026 (Q2 2026), +28% from a year earlier and +15% from the quarter before.

Was FVCBankcorp profitable in the second quarter 2026?

Operating profit was $10.5M (49.7% of revenue) and net earnings $8.2M.

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Source: FVCBankcorp 10-Q on SEC EDGAR.