Filing Flows › FVCBankcorp (FVCB) › Q3 2026
FVCBankcorp (FVCB) Q3 2026 earnings results (third quarter 2026)
10-Q filed Nov 5, 2026
FVCBankcorp (FVCB) reported revenue of $18.7M for the third quarter 2026 (Q3 2026), +15% from a year earlier and -11% from the quarter before. Operating margin was 45.8%, net earnings $6.6M (35.5% of revenue).
FVCBankcorp, Q3 2026: revenue $18.7M (+15% year over year), operating margin 45.8%, net earnings $6.6M, operating cash flow $5.8M. The chart follows the revenue to costs, profit and cash.
| Q3 2026 | Amount | Q/Q | Y/Y |
|---|---|---|---|
| Revenue | $18.7M | -11% | +15% |
| Operating profit | $8.6M | -18% | +19% |
| Net earnings | $6.6M | -19% | +19% |
| Operating cash flow | $5.8M | -35% | -23% |
| Free cash flow | $5.8M | -35% | -24% |
What changed
Revenue was $18.7M in Q3 2026, up 15% year over year and down 11% from the previous quarter.
Operating profit was $8.6M, a 45.8% margin (up 1.6 points year over year). Of the extra revenue versus Q3 2025, 57% reached operating profit, above the 44% margin then. Total costs grew 11% against revenue growth of 15%. Net earnings were $6.6M, up 19% year over year. The effective tax rate was 22.5%.
Operating cash flow was $5.8M (down 23% year over year), 87% of net earnings. Non-cash charges added back $59K of depreciation and amortization and $256K of share-based compensation. Working capital and other items used $1.1M. Capital expenditures of $30K left free cash flow of $5.8M.
Questions
What was FVCBankcorp's revenue in the third quarter 2026?
FVCBankcorp (FVCB) reported revenue of $18.7M for the third quarter 2026 (Q3 2026), +15% from a year earlier and -11% from the quarter before.
Was FVCBankcorp profitable in the third quarter 2026?
Operating profit was $8.6M (45.8% of revenue) and net earnings $6.6M.
Source: FVCBankcorp 10-Q on SEC EDGAR.