Filing Flows › FVCBankcorp (FVCB) › Q3 2026 › vs Q2 2026
FVCBankcorp (FVCB) Q3 2026 vs Q2 2026 (quarter over quarter)
FVCBankcorp's revenue fell $2.4M (-11%) from $21.1M in Q2 2026 to $18.7M in Q3 2026. Operating margin 45.8% against 49.7% (-3.9 pts).
FVCBankcorp, Q3 2026: revenue $18.7M (+15% year over year), operating margin 45.8%, net earnings $6.6M, operating cash flow $5.8M. The chart draws each line against Q2 2026, the increases inside each band.
Margins
| Q3 2026 | Q2 2026 | Change | |
|---|---|---|---|
| Operating margin | 45.8% | 49.7% | -3.9 pts |
| Net margin | 35.5% | 39.0% | -3.5 pts |
| Free cash flow margin | 30.9% | 42.3% | -11.4 pts |
Every line
| Line | Q3 2026 | Q2 2026 | Change | % |
|---|---|---|---|---|
| Revenue | $18.7M | $21.1M | −$2.4M | -11% |
| Operating profit | $8.6M | $10.5M | −$1.9M | -18% |
| Costs & expenses | $10.1M | $10.6M | −$460K | -4% |
| Pre-tax earnings | $8.6M | $10.5M | −$1.9M | -18% |
| Credit loss provision | $143K | $0 | $143K | — |
| Noninterest expense | $10.0M | $10.6M | −$603K | -6% |
| Net earnings | $6.6M | $8.2M | −$1.6M | -19% |
| Income tax | $1.9M | $2.2M | −$324K | -14% |
| Depreciation & amortization | $59K | $63K | −$4K | -6% |
| Share-based compensation | $256K | $339K | −$83K | -24% |
| Working capital & other | $1.1M | −$306K | $1.5M | — |
| Operating cash flow | $5.8M | $8.9M | −$3.1M | -35% |
| Free cash flow (OCF − capex) | $5.8M | $8.9M | −$3.1M | -35% |
| Capital expenditures | $30K | $14K | $16K | +114% |
Questions
How much did FVCBankcorp's revenue grow quarter over quarter in Q3 2026?
FVCBankcorp's revenue fell $2.4M (-11%) from $21.1M in Q2 2026 to $18.7M in Q3 2026. Operating margin 45.8% against 49.7% (-3.9 pts).